‘Lowest Balance To Highest Balance’ To Settle My Credit Card Debts

I started with $63,809 credit card debts in April this year and had more than 10 credit cards in hand….;d

Initially, I began with the popular ‘highest balance to lowest balance’ method to pay off my credit card debts. However, I was not that motivated as the staggering amount still remained quite the same.

So, I switched to try the ‘lowest balance to highest balance’ and amazingly, I felt a boost of confidence. I settled one of my lowest balance rewards credit cards in 2 months. It carried less than $3,000 at that time. It is zero now and the plastic was destroyed long time ago. I felt motivated and wanted to keep on fighting off my credit card debts after eliminating the first credit card debts.

I also did some balance transfers to help save on interest charges. I still keep 2 credit cards that are for emergency use and grocery shopping. I am now looking forward to paying off my credit cards in 12 to 24 months.