No More Installment Loan Offers From Banks

I got a call from one of the most prominent local banks this afternoon and was told if I would like to get an installment loan. Well, if it was before April 2007, I would grab the loan without much consideration.

No, I turned down the loan offer.

I have been paying down my credit card debts obediently since April 2007 and recently I applied for a debt management plan.

I am serious about paying off my remaining $40,000 credit card debts in 3 to 5 years’ time.

I have had enough acne pimples caused by stressful overdue credit card payments, non-stop calls and notices from banks and debt collection centres.