Stop Recommending 0% Credit Cards, Balance Transfers Or Personal Loans

I started blogging about my credit card debt in April 2007. While blogging away my debt, I also shared with readers credit cards and credit card offers.

However, after months of reducing my credit card debt, I decided to stop recommending 0% credit cards, balance transfers or personal loans.

The reason is simple. I no longer use any credit card. I feel good using cash.

If you are deeply in credit card debt and truly want to reduce your credit card debt, stop using your credit cards for expensive baby clothes, start using cash and pay down your credit card debt diligently.