Comments on: Are You Satisfied With Maybank’s Banking Service? http://showmemoneybiz.com/2008/12/20/are-you-satisfied-with-maybanks-banking-service/ Ways To Pay Off Credit Card Debts Fast Sun, 18 Sep 2011 11:05:29 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: unhappy citibank customer http://showmemoneybiz.com/2008/12/20/are-you-satisfied-with-maybanks-banking-service/comment-page-1/#comment-10997 unhappy citibank customer Sat, 17 Jan 2009 01:27:42 +0000 http://showmemoneybiz.com/?p=1579#comment-10997 recently me n my partner try our luck for the instant 1-hour credit card approval by Citibank.When i rang up the customer service of citibank, i provided my details such as my basic salary n etc. Juz a general enquiry as this is my first time req for a credit card n if it fits than i can try to apply. She adv me the application of 1-hour credit card only can be done at Citibank Ampang (next to Nikko hotel near KLCC) n i'm staying in klang, so n request again can she tell me the requirement becoz only states in the tnc min of 18k perannum n others standard supporting doc. We do hev that...but behinds that i'm certain will be something else they will look into. N that wut i wanna know. Not the p n c one, juz general. But she seems cant answer that. So...went off the next day, i x apply for it bcoz i've a car n housing loan n chang my mind at last n. But my partner did. 1st time apply, basic income more than min requirement, all supporting docs given, x personal loans, no issue with ctos n criss (he knew this bcoz hev chk with bank negara)...then might be success we thought... The agent (a lady) adv need to wait for 1 hour for the result, n again i asked her if he suits the requirement. She said shudnt be a problem. N after 1 hour waiting, they declined our application due to 'NO CREDIT CARD HISTORY - 1ST TIME REQUEST' wtf...!!! We dont blame her, but those people who making such decision n misleading advertising...better states earlier 'application only to those who hd a credit card!!' wasting of time... recently me n my partner try our luck for the instant 1-hour credit card approval by Citibank.When i rang up the customer service of citibank, i provided my details such as my basic salary n etc. Juz a general enquiry as this is my first time req for a credit card n if it fits than i can try to apply. She adv me the application of 1-hour credit card only can be done at Citibank Ampang (next to Nikko hotel near KLCC) n i’m staying in klang, so n request again can she tell me the requirement becoz only states in the tnc min of 18k perannum n others standard supporting doc. We do hev that…but behinds that i’m certain will be something else they will look into. N that wut i wanna know. Not the p n c one, juz general. But she seems cant answer that.

So…went off the next day, i x apply for it bcoz i’ve a car n housing loan n chang my mind at last n. But my partner did. 1st time apply, basic income more than min requirement, all supporting docs given, x personal loans, no issue with ctos n criss (he knew this bcoz hev chk with bank negara)…then might be success we thought…

The agent (a lady) adv need to wait for 1 hour for the result, n again i asked her if he suits the requirement. She said shudnt be a problem. N after 1 hour waiting, they declined our application due to ‘NO CREDIT CARD HISTORY – 1ST TIME REQUEST’ wtf…!!! We dont blame her, but those people who making such decision n misleading advertising…better states earlier ‘application only to those who hd a credit card!!’ wasting of time…

]]>