I am writing a lot about banks today. I have been trying to be patient with some of the banks but they seem to take advantage of me by charging 18% finance charges and 10% late payment fees. My credit counselor had told me about this when I signed the offer letter for debt management programme. Some
Archive for December, 2008
I have got quite a lot of complaints about Maybank recently. What about you? Are you satisfied with its service? Some of my buddies tried to convert their credit card debt to Maybank’s flexi repayment plans after they started to default on their credit card payments. They wrote in but they got no reply. They called the
Hubby and I have learned a very very expensive lesson from spending future money without control. Serve us right. If you can’t control your spending habit, you had better cut off your credit cards. If not, you’ll be like us, burdened by tonnes of credit card debt. The credit card debt is enough for us to
Since I was put under the AKPK debt management programme, Public Bank, Citibank, Standard Chartered and RHB have already sent me official letters informing me the interest rates. Public Bank, Citibank and Standard Chartered Bank stated the interest rate and outstanding balance very clearly while RHB only informed me of the interest rate. I am still waiting
Banks are blood suckers! I am so pissed off now. I have been under the debt management program since October 2008, all banks should have been notified about this and they should have stopped the late payment fees and finance charges. One of the banks, Hong Leong Bank, is still holding the post-dated checks I issued to