One of my friends is worried to death now owing to incessant phone calls from banks, warning letters from creditors and debt collectors from commercial collection agencies appointed by certain banks. She finds it especially embarrassing when debt collectors are at her doorsteps a few times a week. I pray that her debt management program application will
Archive for January, 2009
Hubby and I are a bit tight this week and also the following week. I have a couple hundreds in my savings account as emergency funds, but I try not to use it. We are doing our best to cut down on meal and grocery expenses besides putting off some tv stand and tool purchases to
Could you tell me the name of your AKPK counselor? A reader asked me my AKPK counselor’s name. I am not sure if it’s appropriate to disclose the counselor’s name to her. But what I can tell you is that the counselor seems to be the person in charge of AKPK Ipoh branch.
Good to hear that some blogging pals are thinking of venturing into Subway franchise business with dire economy. My uncle loves to say this, “Economy crisis means business opportunities.” Some people find it hard to pull through the bad economy while others strike it rich via some creative business opportunities. So, you want to let yourself slump during
This is financial experts’ advice – save money, save more money. No matter how small the amount of money is, save it. If you can live without a tankless water heater for a few more months, then wait. Save the money that is supposed to be used to buy the heater. With record-high unemployment rates, the