A $60,000 Credit Card Debt Woman’s Blog Ways To Pay Off Credit Card Debts Fast

Archive for February, 2009

My Debt Management Program Is Free

The debt management program I am joining is free. Yes, free credit card debt management program offered by a government agency. The government-owned credit counseling and debt management program agency is in charge of negotiating lower interest rates with banking institutions. Once banks agree with the interest rates and credit card debt balances, the credit counselor will

Emergency Funds Is More Important Than Travel Trip

Two weeks ago, my family members invited hubby and me to join them for a 3D 2N trip to Singapore. They would pay for the luxury hotel rooms while hubby and I just needed to help out with driving. They were so considerate. Unfortunately, we still had to turn them down. Our passports had expired long time

Third Party Debt Collection Agency Comes To Collect Credit Card Payment

Dear God, I am praying that my buddy’s debt management program application is approved this week. While chatting with him this evening, he told me that a third party credit card debt collection agency came to his house this morning to collect credit card payment on behalf of a bank. I understand how he feels now. I