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Call Your AKPK Credit Counselor & Inform Him Of The Late Payment Charges October 31, 2009

Posted by Vedis in : Banks / Banking Services, Debt Management Plan, Debts / Credit Card Debts , comments closed

Late Payment FeesRight after doing the usual online backup yesterday, I gave AKPK a call to inform them of the late payment fees imposed by certain banks.

Lately, some banks have started to charge late payment fees into my card accounts although I have been in the debt management program for one year.

If you have the same problem, you should give AKPK a call and let your credit counsellor take care of it.

See, banks are blood suckers. They will find ways to suck a bit money from here and there even if you are in the DMP.

I wonder if banks in other countries are like this?

Withdraw Hubby’s Salary At The ATM To Pay AKPK Debt Repayments October 28, 2009

Posted by Vedis in : Debt Management Plan, Income Streams, Savings , comments closed

It’s hubby’s pay day again! I am going to withdraw his salary at the ATM after I finish writing some nice greetings in all the holiday cards.

I have to go to the bank to withdraw his salary and bank in our AKPK debt repayments because I haven’t registered my cell phone for online banking yet. I mean for a particular bank.

It’s my hope that my online income will arrive in my Visa debit card today as well so that I can make payments to my home loan instalment and the utility bills.

So, Hubby Is Pissed Off Too October 24, 2009

Posted by Vedis in : Family , comments closed

Hubby was so mad that his brother slept until six in the evening yesterday. He found out when he wanted to take his Nespresso coffee machine from the guest room.

The bedroom door was locked and hubby had to knock and shout for a few minutes before my brother in law opened the door.

As usual, my hubby gave my brother in law a harsh scolding before storming out of the guest room.

I know hubby is going to blow up and kick him out of the house one day. But when? Well, when he has had enough of his own brother.

Any Extra Money In Hand To Help Pay Car Loan Instalment? October 22, 2009

Posted by Vedis in : Debt Management Plan, Debts / Credit Card Debts, Insurance , comments closed

I have known for a long time that complaining to hubby about his lazy brother or other family members will only make him mad.

Well, speaking of his family members, it’s all about money matters!

This time, it’s his brother who has come back from the city. It seems that he is not going back to work in the city anymore.

I am fine if he has a job and doesn’t borrow money from hubby. But the truth is, he is good at making hubby pity him and give him money.

To make sure that hubby doesn’t simply lend him money, I also act a bit by showing him more worrying looks whenever he is at home, telling him that I am in need of a cheaper insurance quote this year because of lacking in money in hand or asking if he still has extra money in hand to help me pay the car loan instalment.

Wuahaha, I am also good at acting!

Dear, Not Enough Money This Month October 22, 2009

Posted by Vedis in : Family , comments closed

I have been acting and pretending in front of hubby that we don’t have enough money in hand after making payments to our AKPK debt repayments, home and car loan instalments, utility bills and other expenses this month.

This is to force hubby not to give his brother any more money!

His brother has been at home for almost two weeks. Throughout these two weeks, he has been complaining about toe pain, arm numb and cracked nail so that he is not pushed to find a job.

I am not going to let hubby’s salary or my online income goes into feeding a lazy fellow!!!