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Fork Out Another Amount To Pay March’s Payments February 24, 2010

Posted by Vedis in : Banks / Banking Services , comments closed

I made the February debt repayments to AKPK a few days ago. Now I am thinking if I should fork out another amount to pay March’s payments on the first week.

Instead of making payments to AKPK on the last week, I will shift the payments to the first week of the month. This way I pay the debt repayments and flat rental on the same day at the same bank.

Why not use the online transfer service provided by banks? You know, there are banks like Public Bank that I can have confidence in and there are those like MayBank that I can’t trust.

Hubby’s Payday Today! January 28, 2010

Posted by Vedis in : Banks / Banking Services, Debt Management Plan, Income Streams, Make Money, Savings, Spending , comments closed

While busy comparing some medical coding training courses online this morning, hubby sent me a text message to remind me that it’s his payday today.

Woo Hoo, payday again! As usual, I went to withdraw a portion of his salary to pay our AKPK debt repayments, bank overdraft interest charge and home loan installment.

The remaining of his salary will be kept and used as our food and grocery expenses throughout the month of February.

Is it time to withdraw Google AdSense earnings again? Yahoo! Love, love, love online work so much. ;-)

Waiting For The Yearly Bank Statements December 2, 2009

Posted by Vedis in : Banks / Banking Services, Debts / Credit Card Debts , comments closed

Speaking of doing a spreadsheet for every credit card balance and its interest charge, I think I will wait for the bank statements.

According to my credit counselor, the banks will send out yearly statements. By then, I will know how much I have paid to the banks and how much I still owe them.

Fine. This means I don’t have to dig out all the monthly statements and do the plus and minus myself. As the statements still show late payment charges and finance charges, I must do the calculation myself if I want to know the exact outstanding balance.

Urgh, I would rather write Garmin GPS reviews or articles than doing the complex sum!

Doing maths and accounting is really not my cup of tea. :-)

Deposit AKPK Debt Repayments, Home Loan Installment & Bank Overdraft Interest Charge In The Afternoon November 28, 2009

Posted by Vedis in : Banks / Banking Services, Debt Management Plan, Debts / Credit Card Debts , comments closed

Happy Belated Thanksgiving! I am now in hubby’s school and using the school computer to update my niche blogs and complete some urgent online assignments. :-)

It’s the school holidays, but hubby has a half-day workshop to attend to. To show my support, I accompanied him to school.

He is now away busy with his workshop while I am doing my online work, updating the niche blogs with the latest diet pill deals or phentermine bargains.

In the afternoon, I may take a break and go to the bank to deposit the AKPK debt repayments, home loan installment, and bank overdraft interest charge.