From $41,331 To $40,344 Credit Card Debt August 28, 2008
Posted by Vedis in : Credit Card Debt Updates , add a comment
My credit card debt dropped from $41,331 to $40,344 in early August, but I forgot to update it.
My goal is to pay down my credit card debt to $38,000 by the end of this year. I think this goal is attainable if I keep on earning enough money online while controlling expenses strictly.
I am grateful that my niche blogs and stores generate some commissions from selling baby gifts, cellulite shorts, pink iPods, cell phone amplifiers and lots of products.
Pay Down Credit Card Debts From $ 42,260 To $41,331 June 30, 2008
Posted by Vedis in : Credit Card Debt Updates , 1 comment so farMy credit card debts dropped to $41,331. I managed to pay down the debts to $42,260 earlier and now amount dropped to $41,331.
I should start collecting hot deals on luxury vacations. Who knows? Maybe I can fully settle my credit card debts in one year. I am joking.
$41,331 left.
Oh, I still have some personal loans, bank overdraft, home mortgage and car loans.
Pay Down Credit Card Debts To $42,260 June 23, 2008
Posted by Vedis in : Credit Card Debt Updates , 1 comment so farI seldom blog about my credit card debts now. I only jot down my credit card debt updates here once in a while.
Does that mean I have given up paying off my credit card debts? No. I am still working hard to reduce my credit card debts. Look, my credit card debts have dropped to $42,260.
As I no longer give tuition, my income solely comes from some paid posts, Google AdSense, Amazon Affiliates Program and ClickBank. I am still new to Amazon and ClickBank, therefore I won’t be seeing any income from these money making programs for a few months.
Though making less than $1,000 online, I have faith that I can make more money to pay off my credit card debts.
I just need to work harder to build up more niche blogs. I mean building up new blogs for Amazon and ClickBank programs, not paid posts. No more paid post blogs for credit cards, home mortgages, auto loans or life insurance quote services.
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My Credit Card Debts Increase To $43,780 April 26, 2008
Posted by Vedis in : Credit Card Debt Updates , add a commentIt’s really frustrating to see my credit card debts increase to $43,780 from $41,875.
The main reason is that my online income has been unstable these few months. My income is barely enough for some credit card payments, car and home installments, daily expenses, and grocery. Due to lower income, I have to skip paying some credit card payments. As usual, there are late fees or penalty fees imposed by the banks.
I am trying my best to increase my income so that paying off my credit card debts can be sped up. How many years do I still need to pay off my credit card debts? 2, 3, or 5 years? (more…)
December 2007 - $41,875 Credit Card Debts January 5, 2008
Posted by Vedis in : Credit Card Debt Updates , 1 comment so farMy credit card debts on 31 December 2007 was $41,875. So, I didn’t hit my goal of reducing my credit card debts to $40,000.
Anyway, I am happy that I have successfully paid off some of my credit card debts. Remember how much I had in April 2007 ? $63,809 ! Now, $41,875.
Trust me ! Digging yourself into deep debt hole is as easy as ABC but digging yourself out of the deep hole is very difficult.
Though the progress is slow and hard, it can still be done. What you need is TIME and PERSISTENCE.
My new goal for year 2008 is $9,000 credit card debts. From $63,809 to $41,875 within a span of 8 months, so paying off $32,875 within a year is an achievable goal.
Again ! My goal is $9,000 on 31.12.2008.
Credit Card Updates - $48,986 For September October 20, 2007
Posted by Vedis in : Credit Card Debt Updates , 2comments
I was lazy earlier…;D I should have published my September credit card updates at the beginning of the month.
Great news ! $48,986 credit card debts. Remember we started with $63,809 in April ? And then, $58,961 –> $58,303 –> $56,836 –> $55,846 –> $55,150.
The main reasons that we could cut down so much this time was because of my money earned from writing paid reviews and getting ads for my niche blogs. Other than those, my brother-in-law has been paying hubby $1,000 per month. We try our best to use this $1,000 to pay off our credit card debts.
Another very important factor is that we cut down our expenses and spending by controlling our spending habits. This helps not to acquire extra credit card debts and interest charges. Like what, Suze Orman - the financial guru says, subscribe to the simplest theory: The best way to get out of a hole is to stop making it deeper (i.e., stop using your cards).
Credit Card Debt Update : $55,150 ! September 2, 2007
Posted by Vedis in : Credit Card Debt Updates , add a comment
My credit card debt has dropped to $55,150 ! …;D Not a huge difference, but at least there is progress. Last month was $55,846. The total credit card debt has dropped from $63, 809 (April 2007) to $55,150.
I understand perfectly that time and perseverance come hand in hand. I just need a bit time and persist enough to fight off my credit card debts. If you ever hear anyone saying that paying off credit card debt can be very fast, then I believe that he or she is a liar.
Update On My Credit Card Debts - $55,846 August 3, 2007
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I know that working to get out of credit card debts is not easy. It can seem like I will never accomplish my goal.
My credit card debts dropped to $56,836 in June while in July, it only decreased slightly- $55,846. A very, very slow and small progress !
I find that I am more inspired to stay on course when I see that I am really making headway ….;D
$1,000 Every Month To Pay Off Credit Card Debt July 13, 2007
Posted by Vedis in : Cash, Credit Card Debt Updates , add a comment
On 7th July 2007, my hubby told me that his brother would pay us $1,500 monthly for 10 months. We were so elated.
Though there is bit change,that is ,$1,000 monthly for 15 months, we are still happy. Yeahoo…$1,000 for 15 months to pay off the credit card debt.
I told my hubby that we must use this money constructively. And we did.We put $500 on my hubby’s HSBC credit card and the balance now is $3800++. We want to settle this card first ! Another $310 went to my hubby’s Hong Leong card.
Read My POPULAR POSTS ,You Will Find The Real Vedis ! July 11, 2007
Posted by Vedis in : Credit Card Debt Updates, Income Streams , add a comment
At last, phewww…Stage 1 is done ! ..;D
Stage 1 ?? In my previous post , I shared with you that I am not going to let my blog become a junk blog, right ?
So, I started to revamp my blog. Which part or section that I dislike ? Finally, I picked the Categories.
The Categories I used to have were Debt Management, Financial Freedom, PPP, Sponsored Posts, Reviews which were very limited. All my paid posts and non-paid posts were all thrown into these categories.
How did I find my very own original non-paid posts previously ?? …;D I had to dig them out ! It was very time-consuming for me. If I were my readers, would they have time to dig them out ?? Noop…they would run off !
Guys, if you want to read my non-paid posts that reveal the real me, Vedis, please read POPULAR POSTS. You will find all my original and personal posts there.
If you would like to read the updates of my credit card debts, click here. What about the updates of my income streams ? Click here….;D
