While shopping at the nearby mall last night, I was stopped by a pretty sales executive. Of course I knew what she was trying to promote. Some sort of cash or reward cards! Without wasting much time of hers, I told her I had already had one. What she never knows is that I am in a
A cousin who had just recently graduated and found a job in local bank was so eager to apply for a credit card. Even after she was told of the soon-to-be imposed service tax on a credit card, she still wanted to own one. What to do? She said most of her best friends have had
While shopping at a mall yesterday afternoon, I was stopped by a credit card sales executive. Well, she was so polite that I didn’t feel good to walk away. I stayed for a few minutes to listen to what she had to say about the Visa credit card. No annual fee. Earn points on all your purchases.
Banks are blood suckers! I am so pissed off now. I have been under the debt management program since October 2008, all banks should have been notified about this and they should have stopped the late payment fees and finance charges. One of the banks, Hong Leong Bank, is still holding the post-dated checks I issued to
While many countries reduce the credit limits of credit cardholders, certain banks in my country increase the credit limits of their credit card users. Some of my buddies have told me of their sudden increased credit limits. Some are happy with the higher limits while some fear that they may overspend. What one of my buddies did