I was at ClearDebtSolution.com a few months ago and tried to answer some questions posted there. You may test yourself to see if you are in serious financial troubles. 1. Are your monthly expenses exceeding your earned income? 2. Are you using your credit cards to get by so you can afford to live? 3. Are you considering
Archive for the ‘Credit Cards’ Category
While I was doing my road tax renewal at the post office the other day, I was approached by some credit card sales executives posted there. I mean some credit card sales executives of various banks. As usual, I had to turn them down politely as I actually had their banks’ credit cards and loans. Even
After making constant payments to our credit card debts these few months, my hubby and I find that getting into the habit of paying more than minimum payments is great. Making more than the minimum payments each month decreases the amount of time it will take to pay off our debts. We may also decrease the
It has become a habit for my hubby and me to use cash to make everyday purchases. We have stopped using our credit cards to purchase items like food, clothing and petrol. Trust me ! …;D Using credit cards as substitute for cash to make daily purchases is a very bad habit that can lead you
My hubby and I are constantly asked by blogging pals how we could get into hefty credit card debts of $55,150 . I told them honestly that it is indeed very easy to get into financial trap: spending without limits and applying for more credit cards. I am not joking ! Let me share with you