Ready To Make 2nd Debt Management Payment To AKPK Malaysia November 18, 2008
Posted by Vedis in : Debt Management Plan , add a comment
This month is the second month I am under the debt management program (DMP). I am ready to make my second payment to AKPK Malaysia by next week.
Until today, I still haven’t received some banks’ official letters informing me the exact outstanding balance and the interest rate charges they agreed on.
According to the AKPK counselor, the banks were supposed to send the official letters within 7 days I signed the offer letter. It’s been a month now.
I was told that certain banks would keep on sending me the credit card statements every month, with finance charges and late payment fees added.
I am now observing which bank is doing the dirty trick.
How To Pay Off Credit Card Debt Without Huge Stress November 4, 2008
Posted by Vedis in : Debt Management Plan , add a commentPerhaps it is the burden lifted off my shoulders that I am able to have a 30-minute run on my treadmill.
The burden I am talking about is my credit card debt. I restructured my credit card debt into one debt repayment plan so that I am paying off my credit card debt without stress.
I mean with less stress. There is still stress because of my low online income. But I consider this small stress that can be overcome by working hard on making money online.
If you want to pay off your unmanageable credit card debt without stress, consider a debt management program. I am under the debt management program (DMP) now.
Can Write Credit Card, Debt Relief, Home Mortgage Or Term Insurance Articles Better & Faster October 25, 2008
Posted by Vedis in : Debt Management Plan , add a commentI am very relieved now. Knowing that there won’t be any phone calls and warning letters from banks is a burden lifted off my shoulders.
When writing credit card, debt relief, home mortgage, term insurance or cell phone repeater articles for my niche blogs, I find that I can write much better and faster. Ideas keep coming.
I have God to thank for the approval of the debt management program.
Extra Cash In Hand For The First Time October 25, 2008
Posted by Vedis in : Debt Management Plan , add a commentThis is the first time I feel that I have extra cash in hand. Knowing that there is extra cash to be saved into my savings account makes me feel great.
I know I have done the right thing to restructure all my credit card debt under the debt management plan.
Are you suffocated by your credit card debt? Why not consider a debt management plan?
I Am Under The Debt Management Program - Approved! October 24, 2008
Posted by Vedis in : Debt Management Plan , add a commentWhat a relief! My debt management program was approved! The offer letter was signed yesterday.
From now on, my credit card debt has been restructured into ONE payment. Instead of running various banks making various amount of minimum payments on different dates, I only need to make ONE payment to ONE agency on ONE date.
No more phone calls and notices from banks.
This also means that I will have extra money in hand to be saved as emergency funds or used to buy ephedra products for my home-based business.
Must Bank In $320 First, Then Will Be Informed Of The Debt Management Program Outcome October 18, 2008
Posted by Vedis in : Debt Management Plan , 1 comment so farYesterday I got a call from the debt management program agency! They asked me to bank in $320 within ten days. Does that mean my debt management program has been approved?
I am not quiet sure.
According to the agency, I will only know if the debt management program would be approved or not after I bank in the money and fax the transaction slip to them. Come on, approve it.
My buddy who is in auto parts franchises told me that one of his buddies got the same reply from the debt management program agency too.
Still Waiting For Approval Of Debt Management Plan September 18, 2008
Posted by Vedis in : Debt Management Plan , 3commentsI am still waiting for the approval of my debt management plan. Some say it’s easy to get approval; some say otherwise.
I can only pray that God is taking care of my application and approving my debt management plan as soon as possible. I am feeling very stressed out and suffocated now.
Owing to excessive worries, I have lost some weight. Isn’t it great that I don’t need to pop diet pills in order to lose weight?
Increase Income Or Restructure Credit Card Debt Into One Repayment August 23, 2008
Posted by Vedis in : Debt Management Plan , add a commentAre you having not enough money to pay off credit card debt? Well, I guess you can increase your income or restructure your credit card debt into one repayment.
In my case, I started with increasing my income first. A few weeks ago, I applied for a debt management program to restructure my credit card debt into one repayment. The application is still in progress.
As for my car loan and home mortgage installments, I am trying to request for lower monthly repayment or longer repayment period.
Finding mortgage quotes online is so easy. I have already checked out some mortgage quotes.
Application On The Debt Management Plan Is In Progress August 9, 2008
Posted by Vedis in : Debt Management Plan , 2commentsFinally, I successfully submitted my application for the debt management plan (debt repayment plan) on Monday.
According to the credit counseling, it’s going to take three months for the process before I know if my application is approved or not. For the time being, I still have to keep on making credit card payments.
How I wish my application would be approved! If so, my monthly repayment would be $310 only. It’s so much lower than my current credit card payments amounting to $1,300 to $1,500.
By then, I don’t have to rush tons of camcorder reviews in order to make more money to pay off the credit card debts.
