Still Paying The Interest Rate Charges For The Modern Sofa Bought With The Cash Back Visa Card September 27, 2008
Posted by Vedis in : Debts / Credit Card Debts , 1 comment so far
I think I should address myself as $40,000 credit card debt woman instead of $60,000 credit card debt woman to motivate myself a bit.
Sometimes it’s kind of depressing to see that I am still paying for the modern sofa that I bought with my cash back visa card last year.
Though the cash back visa card was destroyed last year, the amount owed is still here.
Thinking of the 18% interest rate fee charged on the remaining outstanding balance month after month just makes me feel down.
Put Consistent Efforts In Paying Off Credit Card Debts August 30, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentWhile cleaning my credit card debt blog just now, I came across a post that I wrote in May 2007. It’s about why it’s important to read financial advice, matters, methods and so on and so forth to get out of debts.
After more than a year’s debt reduction, I would like to add one point here — Actions Speak Louder Than Words.
No doubt, reading is important to help you get out of debts. But there must be actions. If there are no consistent efforts in paying off your credit card debts and controlling your spending or expenses on groceries, english saddles, personal care products and, you will see your debts coming back slowly or sometimes fast.
Consider A Debt Repayment Plan To Consolidate All Credit Card Debts July 26, 2008
Posted by Vedis in : Debts / Credit Card Debts , 1 comment so farI met a debt management counselor to discuss a debt repayment plan a few days ago. Unfortunately, they needed some transaction statements to prove that I make money online. Well, I have to fix another appointment next week.
I wish my application would be approved. Consolidating all my credit card payments into one payment will definitely save me money, time and hassle. I am tired of making credit card payments to various banks. It’s time to make one repayment to one bank.
With hiking gas and food prices, I am sure the number of debtors applying for debt consolidation loans will increase.
After buying some bridesmaid gifts on behalf of my buddy, I will meet the credit counselor again.
Make Credit Card Payments In Time & Pay Off Credit Card Debt Fast July 18, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentI have been driving more traffic to my pay off credit card debt blog these days. Thanks to free SEO tips that I learned from Court the internet marketing guy.
It is great to be able to make slightly more income from Google AdSense to make my credit card payments in time and pay off credit card debt fast. I don’t even remember when was the last time the credit card and mortgage lenders knocked on my door.
How To Pay Down To $38,000 Or Lesser? July 8, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentWith increasing gas prices and living cost, I wonder if shoppers still shop till they drop. Do you? Do you still shop till your drop? There is no way I can do it and I won’t even if I can.
I am proud that I have paid down my credit card debt from $63,809 to $41,331. Though there is still a long way to go …
As long as there is no extra credit card debt added to the existing $41,331, I have confidence that I can pay down to $38,000 or lesser.
How to pay down my credit card debt faster? Increase online income, cut down on expenses, hunt for cheap basement dehumidifiers or discounted home appliances, do budgeting for household money and the list goes on.
Many Bloggers Blog About Their Credit Card Debts & Debt Reduction Tips May 31, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentI guess it’s a trend now to be in debt. I have been hopping from one financial blog to another debt blog these few days. Many bloggers out there are blogging about their debts, especially credit card debts and sharing their debt reductions tips with readers who are looking for effective ways to pay off credit card debts.
Some pay off their credit card debts very fast because they make money from niche websites selling ClickBank products while some accept advertising for their blogs. I am trying both ways now in the hope of making more money online to pay off credit card debts in 3 years’ time!
Paying off credit card debts is important. But there is a need to do exercise on elliptical trainer to stay fit at all time so that I can work long hours.
Read More Free Debt Reduction Tips & Methods May 24, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentTo pay off credit card debts fast, I have to spend more time than other people reading debt reduction tips and methods.
Time that was once used for blog hopping and reading buddies’ complaints about tsa locks is now utilized to read free debt reduction tips and methods, make more money online and build more multiple niche blogs.
Reading debt reduction tips or methods is just a waste of time if there is no action. I keep reminding myself to put the tips and methods into practice. Use the informative tips to pay off credit card debts.
Reserve Negative Thoughts To Keep On Paying Off Credit Card Debts May 24, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentSo many negative thoughts came to me today.
I had to stop the negative thoughts and reversed them in my mind by affirming, “God is helping me speed up paying my credit card debts“, “God is my instant and everlasting supply and my bill is paid soon.”
If I don’t stop or reverse any negative thought that comes to me, I will end up being depressed by my staggering credit card debts.
It’s funny that most women are worried about their weight problems and what diet pills they should buy while I am concerned about my credit card debts more than my weight.
Why Credit Card Debts Increase Bit By Bit April 16, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentIt’s frustrating to see my credit card debts increase bit by bit even though I don’t use them on shopping sprees.
I guess it’s because of the recent late credit card payments. The reason I am often late in making credit card payments is that my online income has been unstable these few months.
Why People Get In To The Debt Trap Easily April 9, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentA recent study revealed that 7 out of 10 persons hide debt problems from partners, friends, and families. In fact in many cases, the person’s spouse is not the first one to be told about the debt problem.
Easy application and approval of loans from banks freely without much scrutiny about repaying capacity has pushed some of the urban population in the vicious circle of debt.
Many people are using the strategy of applying for a new card to pay off the due on other cards. Like this, in a matter of a few months, they see their credit card dues balloon. They keep withdrawing money from the cards as well as topping up loans for payment of installment of other dues.
People get in to the debt trap without realizing that it may take a few decades to pay off all the debt unless the income stream increases substantially or a miracle happens which of course is a remote possibility.
