I hope to see her because it’s time for me to send my commissions from selling security systems online to her and she banks in cash to me. This time the money is needed urgently to pay my car loan installment.

I still have to wait for two more weeks before I know the outcome of the debt management program application.

It’s good that I just have to concentrate on paying off credit card debt. No more new debt from now on. This also means that I must use cash on everything, even on a pack of biscuits or a best buy cap.

What if I run out of cash when there is an emergency? Well, leave it to God. He will take care of it.

My PayPal money that was supposed to arrive in my debit card on the 17th or 18th is nowhere to be seen until today. It is still not in my debit card yet.

I was worried the same incident would happen, so I asked my blogging pal for a favor. I sent her my PayPal money and she was kind to bank in cash into my savings account.

Luckily, she transferred the money online. If she had had to go to the bank to bank in the money, I would have felt bad about it. I hate troubling people.

I am relieved to have made payments for some long overdue payments. If not, I would have no mood to do my search on keylogger stuffs or write my credit card debt updates.

Sometimes it’s kind of depressing to see that I am still paying for the modern sofa that I bought with my cash back visa card last year.

Though the cash back visa card was destroyed last year, the amount owed is still here.

Thinking of the 18% interest rate fee charged on the remaining outstanding balance month after month just makes me feel down.

Most of my AdSense earnings come from my multiple niche blogs and stores selling products ranging from shoes, handbags, PSP games to picture frames that I set up in April.

It’s my wish that Google AdSense can be one of my multiple income streams. Of course, I remember the sayings, “Never Put All Your Eggs In One Basket.”

Yes, she was one who was once burdened with tonnes of credit card debt. The number of credit cards she used to own would make your jaw drop and your eyes pop wide open.

She was also one who would grab any 0% interest rate offer or 0% APR credit card deal that went to her at the shopping mall.

Now, she is totally debt free from credit cards.

Only people who suffer from hefty credit card debt will understand why I stop recommending credit card offers, be it the best 0% interest rate credit card deals or the best 5 cash back credit card offers.

There are so many people out there who are very disciplined when it comes to using credit cards, so why stop recommending 0% card credit purchase, 0% best card credit interest, or 0% balance rate transfer offers?

Isn’t it great that I can make money to pay off credit card debt fast if I promote 0% interest credit card application offers? Selling credit card offers definitely brings in more moo if compared to selling promotional pens, right?

I know, I know …

I can only pray that God is taking care of my application and approving my debt management plan as soon as possible. I am feeling very stressed out and suffocated now.

Owing to excessive worries, I have lost some weight. Isn’t it great that I don’t need to pop diet pills in order to lose weight?

Some say there is an increase in the number of employees who would rather give up their jobs and be their own bosses while some prefer to be employees earning steady monthly income and fringe benefits.

As for me, there is no way I will be an employee again. I love being self-employed because it gives me full control of my time and I don’t need to take orders from others.

If you put your comment sincerely and with your NAME, I may approve the comment. I mean your name, not Debt Consolidation Loans, 0% Balance Transfers, Debt Relief Plans or Car Covers. These are not human beings’ names.

There are simply too many fake comments that I sometimes don’t bother to approve the comments.