Do you always hear that if we pay off our credit card balance every month and only spend what we can afford to spend , we can avoid interest expenses and finance charges? It’s like getting an interest-free loan. Isn’t that a great way to save money? However, how many of us can actually do this?
Posts Tagged ‘balance transfers’
We have heard a lot that if we pay off our credit card balance every month and only spend what we can afford to spend , we can avoid interest expenses and finance charges. It’s like getting an interest-free loan. Isn’t that a great way to save money? That would be a great idea. But how
Since my friends have come to know that I am blogging about credit cards and debt management, they always look for advice from me. I warned them to think twice because I am loaded with $60,000 credit card debts ! How can they trust a person who has been deeply in debt to give them advice
“How did you get so deep into such debt trouble ?” This is the common question asked by a lot of concerned bloggers. Well, through the efforts of my hubby and me. OK..I am serious. What I can say is lack of self-control and knowledge about financial matters. Getting a credit card has become too easy
I have a love-hate relationship with my credit cards. While they are also a marvelous convenience, they are also a crafty money trap. I am not talking about the way plastic tempts you to overspend. What bothers me is that I do not read thorough enough on tips and information to help me get more from