Speaking of doing a spreadsheet for every credit card balance and its interest charge, I think I will wait for the bank statements. According to my credit counselor, the banks will send out yearly statements. By then, I will know how much I have paid to the banks and how much I still owe them. Fine. This
I think it’s time for me to really sit down and do a spreadsheet for each of my credit card balance and its interest rate after having made payments to AKPK for a year. Let me see when I can start digging out the credit card statements and preparing the spreadsheet? Well, right after I
Do you always hear that if we pay off our credit card balance every month and only spend what we can afford to spend , we can avoid interest expenses and finance charges? It’s like getting an interest-free loan. Isn’t that a great way to save money? However, how many of us can actually do this?
We have heard a lot that if we pay off our credit card balance every month and only spend what we can afford to spend , we can avoid interest expenses and finance charges. It’s like getting an interest-free loan. Isn’t that a great way to save money? That would be a great idea. But how