Totally Debt Free From 0% Interest Rate Credit Card Debt September 27, 2008
Posted by Vedis in : Credit Cards , add a comment
I am happy to hear that my buddy who was once stuck in credit card debt secured one of the most lucrative Chicago jobs.
Yes, she was one who was once burdened with tonnes of credit card debt. The number of credit cards she used to own would make your jaw drop and your eyes pop wide open.
She was also one who would grab any 0% interest rate offer or 0% APR credit card deal that went to her at the shopping mall.
Now, she is totally debt free from credit cards.
Only people who suffer from hefty credit card debt will understand why I stop recommending credit card offers, be it the best 0% interest rate credit card deals or the best 5 cash back credit card offers.
Why Stop Recommending 0% Interest Credit Card Application Offers? September 27, 2008
Posted by Vedis in : Credit Cards , 1 comment so farIs it weird that a work-at-home woman burdened with credit card debt doesn’t recommend 0% interest credit card application offers to people?
There are so many people out there who are very disciplined when it comes to using credit cards, so why stop recommending 0% card credit purchase, 0% best card credit interest, or 0% balance rate transfer offers?
Isn’t it great that I can make money to pay off credit card debt fast if I promote 0% interest credit card application offers? Selling credit card offers definitely brings in more moo if compared to selling promotional pens, right?
I know, I know …
From $41,331 To $40,344 Credit Card Debt August 28, 2008
Posted by Vedis in : Credit Card Debt Updates , add a commentMy credit card debt dropped from $41,331 to $40,344 in early August, but I forgot to update it.
My goal is to pay down my credit card debt to $38,000 by the end of this year. I think this goal is attainable if I keep on earning enough money online while controlling expenses strictly.
I am grateful that my niche blogs and stores generate some commissions from selling baby gifts, cellulite shorts, pink iPods, cell phone amplifiers and lots of products.
Stop Recommending 0% Credit Cards, Balance Transfers Or Personal Loans August 28, 2008
Posted by Vedis in : Credit Cards , 1 comment so farI started blogging about my credit card debt in April 2007. While blogging away my debt, I also shared with readers credit cards and credit card offers.
However, after months of reducing my credit card debt, I decided to stop recommending 0% credit cards, balance transfers or personal loans.
The reason is simple. I no longer use any credit card. I feel good using cash.
If you are deeply in credit card debt and truly want to reduce your credit card debt, stop using your credit cards for expensive baby clothes, start using cash and pay down your credit card debt diligently.
Increase Income Or Restructure Credit Card Debt Into One Repayment August 23, 2008
Posted by Vedis in : Debt Management Plan , add a commentAre you having not enough money to pay off credit card debt? Well, I guess you can increase your income or restructure your credit card debt into one repayment.
In my case, I started with increasing my income first. A few weeks ago, I applied for a debt management program to restructure my credit card debt into one repayment. The application is still in progress.
As for my car loan and home mortgage installments, I am trying to request for lower monthly repayment or longer repayment period.
Finding mortgage quotes online is so easy. I have already checked out some mortgage quotes.
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How To Pay Down To $38,000 Or Lesser? July 8, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentWith increasing gas prices and living cost, I wonder if shoppers still shop till they drop. Do you? Do you still shop till your drop? There is no way I can do it and I won’t even if I can.
I am proud that I have paid down my credit card debt from $63,809 to $41,331. Though there is still a long way to go …
As long as there is no extra credit card debt added to the existing $41,331, I have confidence that I can pay down to $38,000 or lesser.
How to pay down my credit card debt faster? Increase online income, cut down on expenses, hunt for cheap basement dehumidifiers or discounted home appliances, do budgeting for household money and the list goes on.
Money Saving Tips Help You In Saving Money For Rainy Days June 5, 2008
Posted by Vedis in : Money Saving Tips , add a commentAre you deeply in credit card debt and would like to read some money saving tips to help you save a few bucks here and there? Check out my Top 10 Money Saving Tips and use them diligently.
Discipline and persistence are important keys to saving money and paying off credit card debt. Without them, you will find yourself in the debt hole again and again. Trust me, it had happened many times to me before I finally decided to really really pay off my credit card debts.
It’s still a long way to go, but I know I am different now. I won’t simply buy any gold chain or handbag because I can exercise self-control on my spending habits.
Budget Home Ideas Or Decoration December 2, 2007
Posted by Vedis in : Budgeting , add a commentI am so excited to move to a new place in January. My family and buddies are baffled why hubby and I love moving so much. We seem to move away every 5 years…;P
This time we are moving to Tanjung Tualang which is situated at Batu Gajah. I think it is a very very small town though I have been there once. Tanjung Tualang is famous for seafood ! Crabs, prawns, lobsters….my mouth starts drooling now.
Hubby’s buddy will provide us a car, house and a cell phone. Well, the most important thing is that there is great prospect in palm oil plantations and rubber estates. Imagine hubby’s multiple incomes when one plantation or rubber estate is opened after another.
I can’t wait to see the house we are going to move into. I have so many home ideas for this house: setting up a home office for myself; equipping the bathrooms with bathroom vanities; furnishing the bedrooms with cozy cushions, rugs or recliners and the likes.
But of course, the expenses should be within our budget. Bear in mind that we are still loaded with $48,986 credit card debt.
Show Me Money Making Biz April 24, 2007
Posted by Vedis in : Income Streams, Make Money , 2commentsHey, Vedis, why are there so many paid posts or sponsored posts on your blog now ? Aren’t you supposed to write more about debt management ?
Well, fellow. Please look to your right, yes, the right sidebar ! How much is my credit card debt now ? $58,000 ++ , right ?
Don’t you think I am taking actions to reduce my debts ? Read my debt management posts so that you understand what I have been implementing to reduce my credit card debt.
Yes, I am in deep debt trouble. No, I do not want to harp on my debt figure all the time.
Besides reducing my debts, don’t you think I should make extra money to speed up my debt elimination program ?
Look up at the blog description. A novice’s simple ways to make money online. Honestly, writing paid posts does seem simple way for me to earn extra money. And as a matter of fact, it helps me make money online, especially PayPerPost. Shouldn’t I write more sponsored posts ? I am showing you how I make money blogging and how I get paid for blogging writing opinions, products, services and websites.
To date, I have made $59.00 from PayPerPost, excluding pending posts.
Who else out there is also deep in debt trouble ? Start getting paid for blogging !
