No More Installment Loan Offers From Banks August 28, 2008
Posted by Vedis in : Loans , add a comment
I got a call from one of the most prominent local banks this afternoon and was told if I would like to get an installment loan. Well, if it was before April 2007, I would grab the loan without much consideration.
No, I turned down the loan offer.
I have been paying down my credit card debts obediently since April 2007 and recently I applied for a debt management plan.
I am serious about paying off my remaining $40,000 credit card debts in 3 to 5 years’ time.
I have had enough acne pimples caused by stressful overdue credit card payments, non-stop calls and notices from banks and debt collection centres.
Earn Cash Online To Pay Off Credit Card Debts Fast August 16, 2008
Posted by Vedis in : Make Money , add a commentIt’s a relief that I no longer have $60,000 credit card debts. I have paid down my debts from $63,809 to $41,331.
I am looking for ways to earn more cash online to pay down the credit card debts to $38,000 in this year. Besides setting up more niche blogs and affiliate stores selling ellipticals, mortgages, credit cards, clothing, accessories and lots more, I am waiting for the approval of a debt management plan which requires 3 months to process the application. I pray and pray that God approves of my debt management plan application.
If it’s approved, my monthly credit card repayments will drop from more than $1,500 to only $310. The interest rate will be from the existing 18% to only 9%.
Application On The Debt Management Plan Is In Progress August 9, 2008
Posted by Vedis in : Debt Management Plan , 2commentsFinally, I successfully submitted my application for the debt management plan (debt repayment plan) on Monday.
According to the credit counseling, it’s going to take three months for the process before I know if my application is approved or not. For the time being, I still have to keep on making credit card payments.
How I wish my application would be approved! If so, my monthly repayment would be $310 only. It’s so much lower than my current credit card payments amounting to $1,300 to $1,500.
By then, I don’t have to rush tons of camcorder reviews in order to make more money to pay off the credit card debts.
Change The Credit Card Blog’s Theme To Make Blogging About Credit Card Debts Fun July 19, 2008
Posted by Vedis in : Business , add a commentI want to change my credit card blog’s WordPress theme again. I am bored with this theme now.
I want to blog my credit card debts away happily, therefore I need a beautiful blog. Perhaps a more professional-looking blog.
I wonder why people can stick with the same theme for so long. Don’t they feel bored? It’s like going to the same wine of the month clubs all year long.
Turn Down Quick Loans At Low Interest Rates July 8, 2008
Posted by Vedis in : Loans , add a commentWhile buying some toys for my nieces and nephews at a shopping mall last night, I was approached by a bank executive. She could offer me some quick loans at low interest rates if I signed up on the spot.
However, I turned down the offers. Some of my credit card debts are going to be paid off in a few months’ time, so no point wasting extra money on processing fee and other this-and-that fees.
Pay Down Credit Card Debts From $ 42,260 To $41,331 June 30, 2008
Posted by Vedis in : Credit Card Debt Updates , 1 comment so farMy credit card debts dropped to $41,331. I managed to pay down the debts to $42,260 earlier and now amount dropped to $41,331.
I should start collecting hot deals on luxury vacations. Who knows? Maybe I can fully settle my credit card debts in one year. I am joking.
$41,331 left.
Oh, I still have some personal loans, bank overdraft, home mortgage and car loans.
Pay Down Credit Card Debts To $42,260 June 23, 2008
Posted by Vedis in : Credit Card Debt Updates , 1 comment so farI seldom blog about my credit card debts now. I only jot down my credit card debt updates here once in a while.
Does that mean I have given up paying off my credit card debts? No. I am still working hard to reduce my credit card debts. Look, my credit card debts have dropped to $42,260.
As I no longer give tuition, my income solely comes from some paid posts, Google AdSense, Amazon Affiliates Program and ClickBank. I am still new to Amazon and ClickBank, therefore I won’t be seeing any income from these money making programs for a few months.
Though making less than $1,000 online, I have faith that I can make more money to pay off my credit card debts.
I just need to work harder to build up more niche blogs. I mean building up new blogs for Amazon and ClickBank programs, not paid posts. No more paid post blogs for credit cards, home mortgages, auto loans or life insurance quote services.
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Money Saving Tips Help You In Saving Money For Rainy Days June 5, 2008
Posted by Vedis in : Money Saving Tips , add a commentAre you deeply in credit card debt and would like to read some money saving tips to help you save a few bucks here and there? Check out my Top 10 Money Saving Tips and use them diligently.
Discipline and persistence are important keys to saving money and paying off credit card debt. Without them, you will find yourself in the debt hole again and again. Trust me, it had happened many times to me before I finally decided to really really pay off my credit card debts.
It’s still a long way to go, but I know I am different now. I won’t simply buy any gold chain or handbag because I can exercise self-control on my spending habits.
Many Bloggers Blog About Their Credit Card Debts & Debt Reduction Tips May 31, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentI guess it’s a trend now to be in debt. I have been hopping from one financial blog to another debt blog these few days. Many bloggers out there are blogging about their debts, especially credit card debts and sharing their debt reductions tips with readers who are looking for effective ways to pay off credit card debts.
Some pay off their credit card debts very fast because they make money from niche websites selling ClickBank products while some accept advertising for their blogs. I am trying both ways now in the hope of making more money online to pay off credit card debts in 3 years’ time!
Paying off credit card debts is important. But there is a need to do exercise on elliptical trainer to stay fit at all time so that I can work long hours.
Submit Articles Of Credit Card Debts To Article Directories May 24, 2008
Posted by Vedis in : SEO Tips , add a commentWow! It’s been more than one year since my very first blog post of 5 Simple Debt Reduction Method submitted to BlogCarnival.com.
I am still writing about my credit card debts. But the difference is that I sometimes submit my articles to article directories in the hope of getting more links and being read by thousands or millions of readers.
Don’t you love it when readers tell you that your articles about choosing the right Pashmina or paying off credit card debts are very informative to them?
