Stop Recommending 0% Credit Cards, Balance Transfers Or Personal Loans August 28, 2008
Posted by Vedis in : Credit Cards , comments closedI started blogging about my credit card debt in April 2007. While blogging away my debt, I also shared with readers credit cards and credit card offers.
However, after months of reducing my credit card debt, I decided to stop recommending 0% credit cards, balance transfers or personal loans.
The reason is simple. I no longer use any credit card. I feel good using cash.
If you are deeply in credit card debt and truly want to reduce your credit card debt, stop using your credit cards for expensive baby clothes, start using cash and pay down your credit card debt diligently.
Why 0% APR Credit Cards Are The Most Advantageous Of All Credit Cards April 25, 2008
Posted by Vedis in : Credit Cards, Fun Stuff , comments closedMillions of Americans have credit cards, using them almost every day for everything from mundane things like groceries to exciting purchases like vacations. Every credit card offers you some benefits or deals, but 0% APR Credit Cards are typically the most advantageous of them all.
Articles about Credit and Credit Cards you come across will recommend you 0% APR credit cards if you are financially stressed because of credit card debts. 0% APR credit cards can save you hundreds of dollars or even thousands of dollars a year in interest, thus reduce your financial burden.
By utilizing the money from 0% APR credit cards, you can pay back unpaid amounts from higher interest cards. It’s simple calculation. Let’s say you have $2,000 in debt on a credit card with a 12% interest rate, you will spend close to $250 on interest. What if you have 2 or 3 credit cards?
Whether you are paying a 10% interest rate or 20% interest rate, 0% APR credit cards can save you hundreds or even thousands of dollars a year in interest.
Another benefit is that if you have uncommonly high expenses or a requirement of extra money, 0% APR credit cards can help tide you over during difficult financial times.
Applying for 0% APR credit cards is easy and fast. Visit a credit card comparison site that provides you with a range of the best 0% APR credit cards to choose from. Once you have found the right one, complete the online application and wait for approval.
Shoppers With Bad Credit Can Get Bad Credit Offers February 21, 2008
Posted by Vedis in : Credit Cards , comments closed
Every day, we are overwhelmed with credit card offers, be it in letters, newspapers, magazines or at shopping malls.
Whenever hubby and I go shopping at the shopping malls, we will definitely be chased by some credit card sales representatives. Banks offer too many perks that shoppers can’t resist and sit down to fill in the forms.
0% interest rate credit cards, low interest rate credit cards, balance transfer credit cards, reward credit cards or cash back credit cards ? That there must one that suits the shoppers’ lifestyles.
Even if shoppers like me who insist that we are loaded with credit card debts and have very bad credit scores, we will not be disappointed ! There are bad credit offers available for us.
If you are looking for different cards to select from, credit card comparison sites are very helpful in that you are able to find some of the best business credit cards that are available. Not only can you find great business credit cards, but there are great personal credit card options as well.
