Speaking of doing a spreadsheet for every credit card balance and its interest charge, I think I will wait for the bank statements. According to my credit counselor, the banks will send out yearly statements. By then, I will know how much I have paid to the banks and how much I still owe them. Fine. This
Right after doing the usual online backup yesterday, I gave AKPK a call to inform them of the late payment fees imposed by certain banks. Lately, some banks have started to charge late payment fees into my card accounts although I have been in the debt management program for one year. If you have the same problem,
Hi, I have to say thank you to you. Thanks to your blog, I am currently “on my way” to join the DMP. Good to hear that you are on your way now. I heard about AKPK before but just like anyone else who doesn’t know much about AKPK’s function, I just ignored it until I
A 50-something buddy was recently advised to file for bankruptcy after a thorough review and financial briefing from his credit counselor. Bankruptcy involves the closing down of his business, giving up any possessions of value and his interest in his property and the inability to obtain new credit. My buddy says he is ready to get a
I did call my credit counselor again the next day. She told me not to worry because everyone in the debt management program got the message. There was a technical glitch that caused the message sent out to everyone. My credit counselor also assured me that so long as I made my debt repayment in time, I