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Bring Cash For Grocery Or Accessory Shopping October 9, 2009

Posted by Vedis in : Cash, Debt Management Plan, Money Saving Tips, Shopping, Spending , comments closed

Is your debt up to your ears that you are in need of some simple debt reduction method? If you care to spend some time online, it’s for sure that you will find tons of tips on how to reduce your debt.

I think the most important thing is the execution of the debt reduction tips. You know, knowing the tips is one thing, but being determined enough to carry out debt reduction is another thing.

You must have the discipline when it comes to restricting yourself from spending less. To avoid overspending, perhaps you may start with bringing cash only when going shopping for groceries or truck accessories.

Hubby and I have only cash to spend because both of us are in a free debt management program called AKPK debt management plan.

There Are Still Financial Worries In Spite Of Being Under A Debt Management Program February 28, 2009

Posted by Vedis in : Health , comments closed

WorriesWhen will I ever learn to worry less about my financial?

After implementing our debt reduction, I was worried that our credit card debts would increase if hubby and I were not careful.

After hubby and I were placed under the debt management programmes, I am still worried every day.

What if my online income decreases a lot that I can’t even pay the debt management repayments, car and home loan installments, utility bills, and meal expenses?

What if hubby uses the extra cash in hand to buy an antique A Lange watch at the flea market without informing me first?

What if hubby’s foot biz doesn’t attract more customers?

What if my students stop their tuition classes?

Put Consistent Efforts In Paying Off Credit Card Debts August 30, 2008

Posted by Vedis in : Debts / Credit Card Debts , comments closed

While cleaning my credit card debt blog just now, I came across a post that I wrote in May 2007. It’s about why it’s important to read financial advice, matters, methods and so on and so forth to get out of debts.

After more than a year’s debt reduction, I would like to add one point here — Actions Speak Louder Than Words.

No doubt, reading is important to help you get out of debts. But there must be actions. If there are no consistent efforts in paying off your credit card debts and controlling your spending or expenses on groceries, english saddles, personal care products and, you will see your debts coming back slowly or sometimes fast.

Buy Cheap Books: The Power Of Your Subconscious Mind (Perfect Paperback) December 17, 2007

Posted by Vedis in : Buy Cheap Books Online , comments closed

Before my debt reduction, I used to say,

” I have had a streak of bad luck and misfortune.”
” I own a home, but it is mortgaged to the hilt.”
” I don’t have enough money to buy the basic necessities of life for my family.”
” I cannot meet the mortgage payment or the grocery bills.”
” My life is a total mess.”
” Gosh ! My debts have snowballed to six figure ! $63,809 !”
” I am in arrears for monthly payments.”

I used to be harping on negative statements. Fortunately, I am a changed person now. I realize now that the Infinite Intelligence within my subconscious can reveal to me everything I need to know at all times; that I can receive inspiration, guidance, new, creative ideas and a solution to financial problems. (more…)