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Extra Cash Spent On Repairs Or Replacements July 1, 2009

Posted by Vedis in : Cash , comments closed

With hubby having a full time teaching job now, it’s for sure that we will start seeing more extra money in hand.

Having more extra cash means that we can have a bit of repairs here or some replacements there for the kitchen.

The faucets in the kitchen can be replaced with new Price Pfister faucets after hubby gets his first pay the end of the month.

I am happy that hubby’s pay is at the end of the month, not the first week of the following month.

There Are Still Financial Worries In Spite Of Being Under A Debt Management Program February 28, 2009

Posted by Vedis in : Health , comments closed

WorriesWhen will I ever learn to worry less about my financial?

After implementing our debt reduction, I was worried that our credit card debts would increase if hubby and I were not careful.

After hubby and I were placed under the debt management programmes, I am still worried every day.

What if my online income decreases a lot that I can’t even pay the debt management repayments, car and home loan installments, utility bills, and meal expenses?

What if hubby uses the extra cash in hand to buy an antique A Lange watch at the flea market without informing me first?

What if hubby’s foot biz doesn’t attract more customers?

What if my students stop their tuition classes?

Extra Cash In Hand For The First Time October 25, 2008

Posted by Vedis in : Debt Management Plan , comments closed

This is the first time I feel that I have extra cash in hand. Knowing that there is extra cash to be saved into my savings account makes me feel great.

I know I have done the right thing to restructure all my credit card debt under the debt management plan.

Are you suffocated by your credit card debt? Why not consider a debt management plan?

No Fax Payday Loans Or Cash Advance Payday Loans Come To Your Rescue April 4, 2008

Posted by Vedis in : Loans , comments closed

What would you do if you need extra cash in the mid of the month to disperse urgent ends like medical bills, tuition fees, electricity bills, car bills, credit card bills, grocery bills, and likewise while your payday is far away? Such financial crunch can now easily be surmounted by considering the benefits of Payday Loans.

Payday loans or cash advance payday loans are short term loans that help you in getting cash in advance till your next payday. You can grab cash advance in the range of $100 to $1,000.

Finding the right payday lending company is a daunting task as there are almost a thousand different payday loan companies out there. Always look for payday lending companies like PayDay One that provide State Licensed Cash Advances and offer Great Rate Guarantee.

Here are the requirements for the Payday One payday loans:

• You should be at least 18 years of age

• You should be a regular employee with a steady income

• You should have an active checking account

• You should have an email address

After supplying Payday One with the required information, you can be approved in as little as one hour and the funds can often be in your checking account the next business day.

The repayment period for payday loans is until your next pay cheque or for a period of 2 weeks or 1 month. If you can not pay the cash back in time then you can even extend the repayment period but you will be charged an extra fee for this.

With Payday One, you can have online access to your account 24/7, check your balance and make payments with just a few clicks. All these benefits of payday loans help in making no fax payday loans a great hit amongst borrowers.

If the needs are urgent and waiting for the next payday is not possible, no fax payday loans will definitely come to your rescue.

10 Tips Big $aving $ April 20, 2007

Posted by Vedis in : Money Saving Tips , comments closed

Here are 10 big saving tips that help you save more than a few bucks here and a few bucks there.

$ Tip 1. If you’ve been putting aside $500 a month for your car loan, don’t stop once the car loan has been fully paid. Instead of sending the cheque to the lender, deposit the same sum into your savings account. Now you can start building up your assets.

$ Tip 2. Use cash or debit card for everyday items and limit credit card usage for large items only.

$ Tip 3. Pay off your bills as soon as you get them, and if you can’t pay the entire balance, pay more than the minimum amount due.

$ Tip 4. Sign up for member cards. Many entitle cardholders to special discounts and offers.

$ Tip 5. Note every dollar you spend – whether it’s a candy bar or a new purse – and see if there are areas where you can save more.

$ Tip 6. If you have easy access to public transportation, try using it. It’s less expensive and usually less stressful than driving. Check LRT and bus routes and compare the costs with driving a car.

$ Tip 7. You don’t need to spend a lot of money to enjoy a good weekend. Do your research and look for off-peak travel dates and destinations. Take advantages of weekend or mid-week deals.

$ Tip 8. If you are going to the movies after a full meal, forget about the concession stand.

$ Tip 9. The next time you see something you want but didn’t plan on buying, ask yourself if you really need it. It you don’t, let it go.

$ Tip 10. Consider asking for a transfer and moving to a smaller town if you find that living in the city is becoming just too expensive.

But remember, whatever extra cash you have at the end of the month – save it !