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Want Pure Protection At A Reasonable Price? Choose Term Life Insurance April 20, 2008

Posted by Vedis in : Insurance , 1 comment so far

No doubt, whole life insurance provides cash value that can be used to achieve multiple goals in your financial plan. But hubby and I still prefer term life insurance to whole life insurance.

Cash value life insurance is not a good investment vehicle, and it should never be considered as an investment. Investments in unit trusts or mutual funds yield higher returns if compared to cash value life insurance.

If you just want pure protection at a reasonable price, then choose term life insurance. Once you decide on the death benefit amount that you need, and the length of time that you want coverage, choose the policy with the lowest premium by getting at least three insurance quotes online.

Want To Make Money Trading ? Get Serious First ! May 31, 2007

Posted by Vedis in : Make Money , 1 comment so far

My friend asks me if it is safe to try online options trading as she would like to invest some of her savings which only yield her 4% interest a year.

She would like to give options trading a try as she has seen some of her friends get higher returns, thus making money from there.

I often read that 80 - 90% of all option traders lose money, so I tell her frankly that she shouldn’t if she is not very serious about making money trading. She has to make sure that she keeps herself well-informed by reading and understanding pivot point analysis in option trading and lessons in investing through websites like OEX Options.

Reading the confessions and testimonials of some OEX option traders may also help her get a clearer picture of the exclusive OEX mentoring system.

If she has well-equipped herself, she can take the plunge for her first trade using real money. I advise her to subscribe to 15-Day Free Trial on Level 2 Subscription offered by OEX Options to better grasp the educational materials and learn how to trade, not what to trade.

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