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Enough Money To Pay Debt Repayments, Home Loan & Car Loan Installments April 23, 2009

Posted by Vedis in : Debts / Credit Card Debts , comments closed

MoneyI am grateful to have found enough money for this month’s debt repayments, home loan and car loan installments, and bank overdraft interest charge. Thank God.

This means I can accompany a relative to meet a few Mesothelioma lawyers this week. Hopefully he finds the right lawyer to represent him to make the claim on behalf of him.

I also have more time to write more articles for my niche blogs and submit them to a few more article directories this weekend.

Set Up Online Lingerie Store To Pay Off Credit Card Debt Fast January 25, 2008

Posted by Vedis in : Business , comments closed

I guess I should heed my buddy’s advice and set up an online lingerie store selling sexy lingerie and plus size lingerie as soon as possible so that I can make more money to pay off my credit card debts.

At the moment, I can still make a few hundred bucks online. But, it’s not enough if I want to blog full time. I need more than a thousand monthly so that I can pay off my credit card debts, loans, car loan and home loan installments without fail.

Cash Advance Loans To Meet Expenses,Credit Card Payments Or Unexpected Expenses December 29, 2007

Posted by Vedis in : Loans , comments closed

Does this scenario sound familiar? You use credit cards to do your holiday shopping, promising yourself you’ll pay the debt off within two or three months. Unfortunately, you find that you have maxed out some of your credit cards even before year 2008 arrives.

You need some quick money these few days because you fall short of a few hundred dollars to meet the month’s expenses, credit card payments, home loan, car loan and other loan payments.

Here cash advance loan comes to your rescue and provide you with that required amount with minimum formalities and no hassles.

Cash advance loan is a small, short-term loan that a borrower uses to cover expenses until the next payday. The borrower writes a check to the lender for the amount of the loan plus fees and the lender deposits the check on the borrower’s next payday. Generally speaking, the minimum amount is $300 and the maximum amount is $1500.

The application of cash advance loan is fast and easily approved since there is no credit check and no documentation needed. When stuck in an emergency, you would not always be ready with document proof.

Once you’re approved for your cash advance loan, the cash advance loan will be deposited into your bank account. You receive money so fast and easily that you can have peace of mind as you may avoid all late payment fees or check bouncing fees.

Even with a bad credit record and very less money in your bank account, you can get cash loans easily these days.

How Did We Get Into Deep Credit Card Debts ? May 1, 2007

Posted by Vedis in : Credit Cards , comments closed

If this is your first visit to my blog. Welcome ! Look to the right sidebar – $60,000 credit card debts, excluding home loan and car loan.

How did you get so deep into debt trouble ? This is the common question asked by a lot of concerned bloggers. Well, through the efforts of my hubby and me. OK..I am serious. What I can say is lack of self-control.

I started off with my very first credit card in 2001. It was definitely difficult to get a credit card at that time. I still remember the lengthy and daunting process of getting the card approved.

However, getting a credit card has become too easy nowadays. I have been approached by credit card executives while shopping in the malls,doing transaction in the banks, going for trade fairs and bumping into roadshows by banks.

There are too many perks offered by banks. As an example, some banks even offer 0% credit cards on purchases from participating merchants, if you use their credit cards.

I have had 7 credit cards before (I once boasted to my hubby that I wanted to own 10 credit cards ! How silly !) while my hubby had 6.

When we realized that our debts had snowballed to more than $60,000, we started feeling petrified. We had been maxing out our credit cards regularly and paying off the balance in three months when it used to take one month !

What did we do ? You’ve got it , balance transfers ! Yes, from 0% balance transfers to 9% balance transfers. From bank A to bank B and then from bank B to bank C. Then, thought of debt consolidation for our credit cards.

We used to put the blame on the banks. But, now we have come to realize that we are at faults. We lack of self control. Once we admitted we were at faults, we actually took up our responsibility. We sat down and calculated the total outstanding we had at that time.

Once we knew how much our debts were, the next step was browsing through the internet reading articles which provide tips on how to get out of credit card debts, pay off credit card debts and other helpful resources.

After reading the articles on bad credit history, it finally dawned on us why it was difficult for us to obtain cards, car loan and home loan last year.

With sound credit card advice provided by thousands of internet sites, we have better grasps of the ins and outs of credit cards. Equip yourself now with more comprehensive and updated news about credit cards before you are in deep, deep debt trouble like us.