Before Spending Money On Alarm System Monitoring, Ask Questions January 26, 2008
Posted by Vedis in : Money Saving Tips , add a comment
If you have decided to install an alarm system in your home, you will need to be sure that the alarm company you choose can provide the service that it promises to deliver.
Here are some general tips you need to know before deciding which company you choose to spend money on alarm system monitoring and services.
1. Ask if the company carries general liability, workman’s compensation, and errors or omissions insurance. You can ask for certificates of insurance for these items. If the company is not properly protected, any claims or losses may fall on you, the homeowner.
2. Ask to see the company’s business license, which allows them to do business in your community.
3. Ask for referrals of other customers in your area that have had systems installed like the one you are considering.
4. Ask if the company has been established for three to five years.
5. Ask where alarm system monitoring center is located. Some companies have their central monitoring center located in other states.
6. Be sure the company does the entire installation and does not subcontract work.
7. Review the contract carefully before you sign to make sure everything is agreed on is in writing. Know what the warranty period is and what is included in the warranty.
5 Simple Money Tips April 21, 2007
Posted by Vedis in : Money Saving Tips , add a commentWe asked experts for their best cash control tips in areas that can easily get out of hand - and here are 5 simple money tips !
1. Pay Yourself First. Before you start spending your monthly salary, set aside money each month towards your savings, insurance and retirement plan. Also, set aside a sum equal to six months of your income for emergencies. This should be over and above your other savings.
2. Have a Budget. Budgeting can be the key to finding additional money to invest. To get a clearer picture of your expenses, keep a daily record for a couple of months and note down everything you spend. You’ll develop a better understanding of your entire financial picture and be able to identify specific areas where money seems to disappear.
3. Get Smart with Credit Cards. Although convenient and easily obtainable, a credit card can end up being a tool for financial disaster if not managed properly. It would be wise to limit the number of credit card which suits your lifestyle needs better. Alternatively, you can use debit cards which have the same convenience as credit cards - but you don’t end up with a debt.
4. Avoid the “Sale” Mentality. When you buy a $100 item on sale for $60, you don’t necessarily save $40. You spend $60.It is only good deal if you need the item in the first place.
5. Check Bills and Keep Receipts. Studies have shown that every fifth bill from supermarkets contains inaccuracies, on average. So check every bill you get, from your phone company, credit card company - you name it. Ask for proof if you don’t agree. Why pay for their mistakes ?
