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Ready To Make 2nd Debt Management Payment To AKPK Malaysia November 18, 2008

Posted by Vedis in : Debt Management Plan , add a comment

This month is the second month I am under the debt management program (DMP). I am ready to make my second payment to AKPK Malaysia by next week.

Until today, I still haven’t received some banks’ official letters informing me the exact outstanding balance and the interest rate charges they agreed on.

According to the AKPK counselor, the banks were supposed to send the official letters within 7 days I signed the offer letter. It’s been a month now.

I was told that certain banks would keep on sending me the credit card statements every month, with finance charges and late payment fees added.

I am now observing which bank is doing the dirty trick.

Still Paying The Interest Rate Charges For The Modern Sofa Bought With The Cash Back Visa Card September 27, 2008

Posted by Vedis in : Debts / Credit Card Debts , 1 comment so far

I think I should address myself as $40,000 credit card debt woman instead of $60,000 credit card debt woman to motivate myself a bit.

Sometimes it’s kind of depressing to see that I am still paying for the modern sofa that I bought with my cash back visa card last year.

Though the cash back visa card was destroyed last year, the amount owed is still here.

Thinking of the 18% interest rate fee charged on the remaining outstanding balance month after month just makes me feel down.

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