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	<title>A $60,000 Credit Card Debt Woman's Blog &#187; late payment fees</title>
	<atom:link href="http://showmemoneybiz.com/tag/late-payment-fees/feed/" rel="self" type="application/rss+xml" />
	<link>http://showmemoneybiz.com</link>
	<description>Ways To Pay Off Credit Card Debts Fast</description>
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			<item>
		<title>Great To Be In AKPK Debt Management Program</title>
		<link>http://showmemoneybiz.com/2010/04/23/great-to-be-in-akpk-debt-management-program/</link>
		<comments>http://showmemoneybiz.com/2010/04/23/great-to-be-in-akpk-debt-management-program/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 23:24:29 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[Debts / Credit Card Debts]]></category>
		<category><![CDATA[AKPK]]></category>
		<category><![CDATA[AKPK debt management plan]]></category>
		<category><![CDATA[AKPK debt management program repayments]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[debt repayments]]></category>
		<category><![CDATA[financial charges]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[making payments to AKPK]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=2808</guid>
		<description><![CDATA[Wow, time flies and it&#8217;s time to pay AKPK debt management program repayments! The payments will be made when hubby&#8217;s pay arrives on the 28th next Wednesday.
My plan of making payments to AKPK earlier, that is on the 1st or 2nd week of every month, still hasn&#8217;t worked out yet.  
Never mind, so long [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2010/04/23/great-to-be-in-akpk-debt-management-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Let The Auto Loan Account Stay Current</title>
		<link>http://showmemoneybiz.com/2009/11/10/let-the-auto-loan-account-stay-current/</link>
		<comments>http://showmemoneybiz.com/2009/11/10/let-the-auto-loan-account-stay-current/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 00:20:00 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Banks / Banking Services]]></category>
		<category><![CDATA[Income Streams]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Make Money]]></category>
		<category><![CDATA[auto loan installment]]></category>
		<category><![CDATA[car loan account]]></category>
		<category><![CDATA[consumer products]]></category>
		<category><![CDATA[debt reypayments]]></category>
		<category><![CDATA[deposit debt repayments]]></category>
		<category><![CDATA[full time job income]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[online income]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=2574</guid>
		<description><![CDATA[Yesterday morning, I decided to transfer one more auto loan installment to my car loan account to make the account current again. Previously, the account was always 2 months or 3 months behind in payments. 
With hubby&#8217;s full time job income and my online income from selling all kinds of consumer products ranging from baby [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2009/11/10/let-the-auto-loan-account-stay-current/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Call Your AKPK Credit Counselor &amp; Inform Him Of The Late Payment Charges</title>
		<link>http://showmemoneybiz.com/2009/10/31/call-your-akpk-credit-counselor-inform-him-of-the-late-payment-charges/</link>
		<comments>http://showmemoneybiz.com/2009/10/31/call-your-akpk-credit-counselor-inform-him-of-the-late-payment-charges/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 22:39:55 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Banks / Banking Services]]></category>
		<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[Debts / Credit Card Debts]]></category>
		<category><![CDATA[AKPK]]></category>
		<category><![CDATA[card accounts]]></category>
		<category><![CDATA[credit counselor]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[DMP]]></category>
		<category><![CDATA[late payment charges]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[online backup]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=2560</guid>
		<description><![CDATA[Right after doing the usual online backup yesterday, I gave AKPK a call to inform them of the late payment fees imposed by certain banks.
Lately, some banks have started to charge late payment fees into my card accounts although I have been in the debt management program for one year.
If you have the same problem, [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2009/10/31/call-your-akpk-credit-counselor-inform-him-of-the-late-payment-charges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AKPK Saves Yet Another Credit Card Debt Woman Who Is Under RM200,000 In Credit Card Debt</title>
		<link>http://showmemoneybiz.com/2009/08/15/akpk-saves-yet-another-credit-card-debt-woman-who-is-under-rm200000-in-credit-card-debt/</link>
		<comments>http://showmemoneybiz.com/2009/08/15/akpk-saves-yet-another-credit-card-debt-woman-who-is-under-rm200000-in-credit-card-debt/#comments</comments>
		<pubDate>Sat, 15 Aug 2009 08:07:35 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Debts / Credit Card Debts]]></category>
		<category><![CDATA[200000 in credit card debt]]></category>
		<category><![CDATA[AKPK]]></category>
		<category><![CDATA[AKPK office]]></category>
		<category><![CDATA[Bank Negara]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[big income]]></category>
		<category><![CDATA[budget-priced apartment]]></category>
		<category><![CDATA[counselor]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card debt woman]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[deeply in debt]]></category>
		<category><![CDATA[drastic pay cut]]></category>
		<category><![CDATA[expensive interest rates]]></category>
		<category><![CDATA[extra money]]></category>
		<category><![CDATA[get out of debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[monthly repayment]]></category>
		<category><![CDATA[new loans]]></category>
		<category><![CDATA[over-limit charges]]></category>
		<category><![CDATA[positive income]]></category>
		<category><![CDATA[salary]]></category>
		<category><![CDATA[small income]]></category>
		<category><![CDATA[supplementary credit card]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=2458</guid>
		<description><![CDATA[Hi, CEO, just saw the comments left by you about AKPK. Congratulations! I am happy for you too. Thank God that AKPK has saved yet another credit card debt woman from being sucked dry all of her income by expensive interest rates, late payments fees, over-limit charges and many other ridiculous payments put up by [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2009/08/15/akpk-saves-yet-another-credit-card-debt-woman-who-is-under-rm200000-in-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>There Are Reasons To Be Angry At Credit Card Banks</title>
		<link>http://showmemoneybiz.com/2009/03/13/there-are-reasons-to-be-angry-at-credit-card-banks/</link>
		<comments>http://showmemoneybiz.com/2009/03/13/there-are-reasons-to-be-angry-at-credit-card-banks/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 06:05:40 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Banks / Banking Services]]></category>
		<category><![CDATA[cash advance charges]]></category>
		<category><![CDATA[credit card banks]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[gifts for kids]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[horse supplies]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[making payments]]></category>
		<category><![CDATA[outstanding balance]]></category>
		<category><![CDATA[retail interest charges]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=2203</guid>
		<description><![CDATA[My buddies were kind of shocked that I was so pissed off the other day. Ya, they read my blog posts about Hong Leong Bank and credit card banks.
If you were me, I am sure you would be furious too. Imagine making payments to your credit card debt month after month for 5 months and [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2009/03/13/there-are-reasons-to-be-angry-at-credit-card-banks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cheap Hong Leong Bank! Keep Adding New Debt To My Credit Card Outstanding Balance!</title>
		<link>http://showmemoneybiz.com/2009/03/11/cheap-hong-leong-bank-keep-adding-new-debt-to-my-credit-card-outstanding-balance/</link>
		<comments>http://showmemoneybiz.com/2009/03/11/cheap-hong-leong-bank-keep-adding-new-debt-to-my-credit-card-outstanding-balance/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 05:55:22 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Banks / Banking Services]]></category>
		<category><![CDATA[bounced checks]]></category>
		<category><![CDATA[cash advance fees]]></category>
		<category><![CDATA[cheap Hong Leong bank]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit counselor]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[Hong Leong credit cards]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[money sucker]]></category>
		<category><![CDATA[new debt]]></category>
		<category><![CDATA[outstanding balance]]></category>
		<category><![CDATA[post-dated checks]]></category>
		<category><![CDATA[retail interest charges]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=2193</guid>
		<description><![CDATA[I don&#8217;t really know how much credit card debt I have now. I need some time to let the dust settle.
You see, although I am under a debt management program, some banks are still very stubborn.
They are still charging me late payment fees and cash advance fees until today.
It&#8217;s been 5 months since I was [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2009/03/11/cheap-hong-leong-bank-keep-adding-new-debt-to-my-credit-card-outstanding-balance/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Banks Take Advantage Of You By Charging 18% Finance Charges &amp; 10% Late Payment Fees</title>
		<link>http://showmemoneybiz.com/2008/12/20/banks-take-advantage-of-you-by-charging-18-finance-charges-10-late-payment-fees/</link>
		<comments>http://showmemoneybiz.com/2008/12/20/banks-take-advantage-of-you-by-charging-18-finance-charges-10-late-payment-fees/#comments</comments>
		<pubDate>Sat, 20 Dec 2008 06:00:34 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Banks / Banking Services]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debt management programme]]></category>
		<category><![CDATA[finance charges]]></category>
		<category><![CDATA[late payment fees]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=1585</guid>
		<description><![CDATA[I am writing a lot about banks today. I have been trying to be patient with some of the banks but they seem to take advantage of me by charging 18% finance charges and 10% late payment fees.
My credit counselor had told me about this when I signed the offer letter for debt management programme.
Some [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2008/12/20/banks-take-advantage-of-you-by-charging-18-finance-charges-10-late-payment-fees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Public Bank, Citibank, Standard Chartered Bank &amp; RHB Have Sent Out Official Letters</title>
		<link>http://showmemoneybiz.com/2008/12/20/public-bank-citibank-standard-chartered-bank-rhb-have-sent-out-official-letters/</link>
		<comments>http://showmemoneybiz.com/2008/12/20/public-bank-citibank-standard-chartered-bank-rhb-have-sent-out-official-letters/#comments</comments>
		<pubDate>Sat, 20 Dec 2008 04:34:43 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Banks / Banking Services]]></category>
		<category><![CDATA[18% finance charges]]></category>
		<category><![CDATA[AKPK debt management programme]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[Maybank]]></category>
		<category><![CDATA[outstanding balance]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[RHB]]></category>
		<category><![CDATA[Standard Chartered Bank]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=1575</guid>
		<description><![CDATA[Since I was put under the AKPK debt management programme, Public Bank, Citibank, Standard Chartered and RHB have already sent me official letters informing me the interest rates.
Public Bank, Citibank and Standard Chartered Bank stated the interest rate and outstanding balance very clearly while RHB only informed me of the interest rate.
I am still waiting [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2008/12/20/public-bank-citibank-standard-chartered-bank-rhb-have-sent-out-official-letters/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hong Leong Bank Should Have Stopped Banking In Post-Dated Checks After Being Notified About The Debt Management Programme</title>
		<link>http://showmemoneybiz.com/2008/12/20/hong-leong-bank-should-have-stopped-banking-in-post-dated-checks-after-being-notified-about-the-debt-management-programme/</link>
		<comments>http://showmemoneybiz.com/2008/12/20/hong-leong-bank-should-have-stopped-banking-in-post-dated-checks-after-being-notified-about-the-debt-management-programme/#comments</comments>
		<pubDate>Sat, 20 Dec 2008 04:24:45 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[check withdrawals]]></category>
		<category><![CDATA[current account]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[finance charges]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[Leptovox]]></category>
		<category><![CDATA[post-dated check]]></category>
		<category><![CDATA[returned check]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=1573</guid>
		<description><![CDATA[Banks are blood suckers! I am so pissed off now.
I have been under the debt management program since October 2008, all banks should have been notified about this and they should have stopped the late payment fees and finance charges.
One of the banks, Hong Leong Bank, is still holding the post-dated checks I issued to [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2008/12/20/hong-leong-bank-should-have-stopped-banking-in-post-dated-checks-after-being-notified-about-the-debt-management-programme/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ready To Make 2nd Debt Management Payment To AKPK Malaysia</title>
		<link>http://showmemoneybiz.com/2008/11/18/ready-to-make-2nd-debt-management-payment-to-akpk-malaysia/</link>
		<comments>http://showmemoneybiz.com/2008/11/18/ready-to-make-2nd-debt-management-payment-to-akpk-malaysia/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 03:08:59 +0000</pubDate>
		<dc:creator>Vedis</dc:creator>
				<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[AKPK Malaysia]]></category>
		<category><![CDATA[credit card statements]]></category>
		<category><![CDATA[debt management payment]]></category>
		<category><![CDATA[DMP]]></category>
		<category><![CDATA[finance charges]]></category>
		<category><![CDATA[interest rate charges]]></category>
		<category><![CDATA[late payment fees]]></category>
		<category><![CDATA[outstanding balance]]></category>

		<guid isPermaLink="false">http://showmemoneybiz.com/?p=1531</guid>
		<description><![CDATA[This month is the second month I am under the debt management program (DMP). I am ready to make my second payment to AKPK Malaysia by next week.
Until today, I still haven&#8217;t received some banks&#8217; official letters informing me the exact outstanding balance and the interest rate charges they agreed on.
According to the AKPK counselor, [...]]]></description>
		<wfw:commentRss>http://showmemoneybiz.com/2008/11/18/ready-to-make-2nd-debt-management-payment-to-akpk-malaysia/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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