I don’t really know how much credit card debt I have now. I need some time to let the dust settle. You see, although I am under a debt management program, some banks are still very stubborn. They are still charging me late payment fees and cash advance fees until today. It’s been 5 months since I was
Posts Tagged ‘late payment fees’
I am writing a lot about banks today. I have been trying to be patient with some of the banks but they seem to take advantage of me by charging 18% finance charges and 10% late payment fees. My credit counselor had told me about this when I signed the offer letter for debt management programme. Some
Since I was put under the AKPK debt management programme, Public Bank, Citibank, Standard Chartered and RHB have already sent me official letters informing me the interest rates. Public Bank, Citibank and Standard Chartered Bank stated the interest rate and outstanding balance very clearly while RHB only informed me of the interest rate. I am still waiting
Banks are blood suckers! I am so pissed off now. I have been under the debt management program since October 2008, all banks should have been notified about this and they should have stopped the late payment fees and finance charges. One of the banks, Hong Leong Bank, is still holding the post-dated checks I issued to
This month is the second month I am under the debt management program (DMP). I am ready to make my second payment to AKPK Malaysia by next week. Until today, I still haven’t received some banks’ official letters informing me the exact outstanding balance and the interest rate charges they agreed on. According to the AKPK counselor,