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Wanna Pay AKPK Debt Repayments, But What If … March 4, 2010

Posted by Vedis in : Debt Management Plan , comments closed

I am so looking forward to paying March’s AKPK debt repayments next week. Yes, there is money in the saving account that I can use to make the payments.

It’s weird. I have the money in bank to make the payments, but I have this what ifs that try to stop me from making payments too early.

What if there is an emergency that needs money? What if unexpected expenses pop up? What if …

American Express Is Suing Courtney Love For Credit Card Debt May 30, 2009

Posted by Vedis in : Debts / Credit Card Debts , comments closed

When it comes to credit card debt, celebrities are of no exception too. This time is Courtney Love who has credit card debt with American Express.

American Express is suing Love for the amount of $352,059.67 for unpaid bills on three credit cards, as well as suing her for damages and lawyers fees.

Wow, $352,059.67 for credit cards only!

But according to Love’s lawyer, some of the credit card debt was caused by fraudulent transactions charged to Love’s card. This is the reason why Love refused to make payments to American Express.

To Get Yourself Out Of Debt: Debt Consolidation, Debt Settlement Or Credit Counselling Service ? February 16, 2008

Posted by Vedis in : Credit Cards , comments closed

Debt is very limiting. It limits your earning potential by taking away from the money that you can invest and save. Debt will constantly hang over you. The only way to get away from debt is to pay it off and stop using credit.

Here are a few ways to get yourself out of debt:

1. Make a Debt Payment Plan. Many people avoid making a plan, because it involves adding all of your debt together, and the numbers can be depressing and scary. However, knowing that you are doing something about your debt helps to relieve those fears and the nagging worry that you may be experiencing.

2. Consolidate All Your Debts. A debt consolidation loan could be helpful if you ran up your credit cards while you were in business school, or if you have a number of high interest installment loans such as student loans, car loan, etc. This will allow you to roll this high interest debt into one manageable payment.

When you consolidate your debt, you take out a loan to pay off several other debts. This allows you to consolidate the money you owe into one payment.

If you have an easier time making your payments, you can avoid late fees, extra charges, and the bad credit that will inevitably result when you can’t afford to pay regular bills.

Generally this debt consolidation loan will move unsecured credit card debt into secured debt (a home equity line). So if you fail to make payments, you may be in danger of losing your home.

3. Look For Up Credit Counseling Service. Consider consumer credit counseling which will allow you to enter into a debt management plan with your creditors. There’s a possibility to reduce your monthly payments, but you’ll still be able to pay your balance in full. As long as your payments continue to be made on time each month, consumer credit counseling does not hurt your credit.

4. Consider Debt Settlement. You may have read about debt settlement as an alternative to bankruptcy or a solution to your debt.

Debt settlement reduces your debt by negotiating with your creditors. You give the names of the creditors and the amount you owe. The debt settlement company then gives you an estimate for reducing your debt along with a new, lower monthly payment.

Use Reliable Shopping Cart Software By Ashop Commerce January 21, 2008

Posted by Vedis in : Business , comments closed

When it comes to setting up online stores, hubby and I have a few options. They are handmade jewelry, handwoven handicrafts, sunglasses, women clothing, dried flowers or baby gifts.

Handmade jewelry and local handicrafts will be our choices for the time being because we are living in Cameron Highlands. Even if we are moving back to Ipoh next week, getting supplies from Cameron Highlands is not a problem at all.

Due to some friends’ recommendations, we are able to get the products at low prices. Our only concern is to set up a reliable shopping cart software that let shoppers shop and make payments safely online.

There are a few ecommerce shopping cart software websites recommended by my blogging buddies. And one of them is Ashop Commerce, a leading provider of hosted shopping cart service.

Ashop Commerce shopping cart is 100% Search Engine Optimised (SEO), therefore I can be rest-assured that my products can rank the highest on major search engines.

You know how important it is to rank the highest on major search engines in order to hit more target shoppers, sales and eventually profits.