Buy Cheap Books: The Power Of Your Subconscious Mind (Perfect Paperback) December 17, 2007
Posted by Vedis in : Buy Cheap Books Online , add a comment
Before my debt reduction, I used to say,
” I have had a streak of bad luck and misfortune.”
” I own a home, but it is mortgaged to the hilt.”
” I don’t have enough money to buy the basic necessities of life for my family.”
” I cannot meet the mortgage payment or the grocery bills.”
” My life is a total mess.”
” Gosh ! My debts have snowballed to six figure ! $63,809 !”
” I am in arrears for monthly payments.”
I used to be harping on negative statements. Fortunately, I am a changed person now. I realize now that the Infinite Intelligence within my subconscious can reveal to me everything I need to know at all times; that I can receive inspiration, guidance, new, creative ideas and a solution to financial problems. (more…)
You Can’t Make Your Minimum Credit Card Payment December 3, 2007
Posted by Vedis in : Credit Cards , add a commentYou are not able to make your monthly credit card payment because you’re going through a period of financial difficulty, or you’re simply overspent.
When you can’t make your monthly credit card payment, the absolute worst thing you can do is just let the bill go unpaid. Your creditor can charge you a late fee, raise your interest rate, and report the late payment to the credit bureaus.
Not only that, if any of your other creditors have a universal default clause in your card agreement, your interest rate on those credit cards will go up, too. (more…)
7 Ways To Get More From Credit Cards May 7, 2007
Posted by Vedis in : Credit Cards , 2commentsI have a love-hate relationship with my credit cards. While they are also a marvelous convenience, they are also a crafty money trap. I am not talking about the way plastic tempts you to overspend. What bothers me is that I do not read thorough enough on tips and information to help me get more from my credit cards.
Read through the tips given below if you want to get more from your credit cards:
1. Compare Interest Rates. Don’t just focus on the low promotional interest rate which will only last for a limited period. Get a permanent low interest rate that will help to keep your monthly payments low on larger purchases.
2. Apply for Credit Cards During Promotions. Make use of the annual fee waivers, balance transfers, contests and free gifts that credit card companies tend to offer new members. Find out more about the different balance transfers being offered if your existing outstanding balance is costing you too much.
3. Track Your Reward Points. Often a home appliance you need may be redeemable at a special price, or even free of charge, with your retail credit cards. Check your credit card rewards catalogue.
4. Consider Cashback Credit Cards if you’re the type of person who always pays the balance in full every month. Then, you stand to gain most from one of these cashback credit deals.
5. Choose Credit Cards Relevant to Your Lifestyle. Let’s say you are an avid supporter of your football team. Use a football credit card to support your club and help the talents of the future.
6. Compare All Charges on Your Credit Cards. Besides interest, there are other fees you may have to pay, such as annual fees, late payment fees and fees to participate in a reward program.
7. Use Your Credit Card Right After Your Statement Date. This way, you can potentially enjoy an interest-free period of up to 50 days. However, if you carry over an unpaid balance, send your payment as soon as possible to save on interest charges.
Would you like to read more Free credit card articles? If your answer is YES, congratulations ! You are well-prepared for a debt free life by equipping yourself with all the necessary information about credit cards.
Gosh ! My Debts Have Reached Six Figure ! March 28, 2007
Posted by Vedis in : Debts / Credit Card Debts , 1 comment so farAre you like me who loves to say,
” I have had a streak of bad luck and misfortune.”
“I own a home, but it is mortgaged to the hilt.”
” I don’t have enough money to buy the basic necessities of life for my family.”
” I cannot meet the mortgage payment or the grocery bills.”
” My life is a mess.”
” Gosh ! My credit card debts have snowballed to Six figure ! ”
” I am in arrears for monthly payments.”
I used to be like this, harping on negative statements. Fortunately, I am a changed person now. I realize now that the Infinite Intelligence within my subconscious can reveal to me everything I need to know at all times; that I can receive inspiration, guidance, new, creative ideas and a solution to financial problems.
If I use my subconscious correctly, it also will provide all the money I need, and that I can experience financial freedom.
“I am now writing in my subconscious mind the idea of God’s wealth. God is the source of my supply, and all my needs are met at every moment of time. I give thanks for God’s riches forever circulating in my life.”
Taking these ideas into the deep of sleep. I understand whatever I impress on my subconscious will be magnified and multiplied on the screen of space.
The secret is that the last waking concept prior to sleep is etched on my subconscious mind. Each night as I repeat this affirmation, I am activating and releasing the latent powers of my subconscious mind.
