Application On The Debt Management Plan Is In Progress August 9, 2008
Posted by Vedis in : Debt Management Plan , 2comments
Finally, I successfully submitted my application for the debt management plan (debt repayment plan) on Monday.
According to the credit counseling, it’s going to take three months for the process before I know if my application is approved or not. For the time being, I still have to keep on making credit card payments.
How I wish my application would be approved! If so, my monthly repayment would be $310 only. It’s so much lower than my current credit card payments amounting to $1,300 to $1,500.
By then, I don’t have to rush tons of camcorder reviews in order to make more money to pay off the credit card debts.
Tighten Your Belt, Save Big Money & Pay Off Credit Card Debts June 10, 2008
Posted by Vedis in : Money Saving Tips , add a commentWith the increasing gas prices, everyone is doing their best to tighten their belts and save more money. You are lucky if you are debt free. I am deeply in credit card debts. Not only do I need to tighten my belt and save money, I have to pay off tonnes of credit card debts.
Here are 10 big saving tips that you can try if you think of saving more than a few bucks here and a few bucks there.
Among the 10 big money saving tips, I love the tip of using cash. Yes — Use Cash. I am so used to using cash now that I carry cash only. My remaining 2 credit cards that haven’t been shredded yet are left in my bedroom most of the time.
Another money saving tip that I follow diligently is — Note Every Dollar I Spend. Whether it’s a candy bar or some very cheap pens, jotting down every dollar I spend helps me explore areas where I can save more.
Many Bloggers Blog About Their Credit Card Debts & Debt Reduction Tips May 31, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentI guess it’s a trend now to be in debt. I have been hopping from one financial blog to another debt blog these few days. Many bloggers out there are blogging about their debts, especially credit card debts and sharing their debt reductions tips with readers who are looking for effective ways to pay off credit card debts.
Some pay off their credit card debts very fast because they make money from niche websites selling ClickBank products while some accept advertising for their blogs. I am trying both ways now in the hope of making more money online to pay off credit card debts in 3 years’ time!
Paying off credit card debts is important. But there is a need to do exercise on elliptical trainer to stay fit at all time so that I can work long hours.
Read More Free Debt Reduction Tips & Methods May 24, 2008
Posted by Vedis in : Debts / Credit Card Debts , add a commentTo pay off credit card debts fast, I have to spend more time than other people reading debt reduction tips and methods.
Time that was once used for blog hopping and reading buddies’ complaints about tsa locks is now utilized to read free debt reduction tips and methods, make more money online and build more multiple niche blogs.
Reading debt reduction tips or methods is just a waste of time if there is no action. I keep reminding myself to put the tips and methods into practice. Use the informative tips to pay off credit card debts.
Why I Want To Make Money Online May 24, 2008
Posted by Vedis in : Make Money , add a commentI joined Google AdSense in November 2006 and was only serious about making money from Google AdSense last month.
There are many reason why people make money online. For me, I need the money to pay off my credit card debts. To date, I still have $43,780 credit card debts. US$43,780?? No, RM43, 780. US$1 = RM3.14.
Thanks to free debt relief tips available online that I am able to cut down my credit card debts from $63,809 to $43,780.
It’s still a long way, but with discipline and determination, I can pay off credit card debts in 3 to 5 years’ time.
How Much Did We Spend On Our Business Trip To Kuala Lumpur ? September 5, 2007
Posted by Vedis in : Spending , add a commentMy hubby and I went to Kuala Lumpur for a business trip on Tuesday. We rushed back to Ipoh the same day. We didn’t spend a night there as we had a buddy take a lift. He took turns driving during the 2 hours’ drive back to Ipoh.
Petrol & Toll : $90
Food : $30
I am grateful that our buddy chipped in a bit for the food and toll fee. He knows that we are trying to pay off our credit card debts fast.
