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Another Warning Letter From Bank About The Returned Check December 23, 2008

Posted by Vedis in : Banks / Banking Services , comments closed

I guess I am going to get another warning letter from my bank about the returned check.

It’s so unfair. I did inform the credit card company to stop banking in the post-dated check but they didn’t do it. I feel that they did it on purpose so as to further damage my credit rating.

Just forget it. I should put it behind and go on writing and submitting articles for niche blogs and selling supercharger products and debt services to make more money.

Hong Leong Bank Should Have Stopped Banking In Post-Dated Checks After Being Notified About The Debt Management Programme December 20, 2008

Posted by Vedis in : Credit Cards , comments closed

Banks are blood suckers! I am so pissed off now.

I have been under the debt management program since October 2008, all banks should have been notified about this and they should have stopped the late payment fees and finance charges.

One of the banks, Hong Leong Bank, is still holding the post-dated checks I issued to them. I could understand that they hadn’t got the notice yet in November and banked in the check. The check was returned because of insufficient funds in the account. I was fine with that.

I called and informed them to send me back the checks or destroy them in November after the first check was returned.

Just now my current account statement came. I was surprised that Hong Leong still banked in the check. Of course the check was bounced and I was charged $100 for the returned check.

I was so angry that I quickly stopped searching for Leptovox online and called Hong Leong. They said the official in charge of the check withdrawals was on leave and they would withdraw the checks for me on Monday.