How’s Your Christmas Budget This Year? December 12, 2008
Posted by Vedis in : Cash , add a comment
How’s your Christmas budget this year? Over or below? I am lucky to be able to stay below the budget.
As I can only use cash to buy Xmas gifts, I try to stretch every dollar I have by hunting for cheap bargains or buy 2 free 1 deals.
By buying buy 2 free 1 digital signage or buy 3 free 1 cushy lip plumper, I get to save a bit money.
Save Money On Interest Expenses With Low Interest Credit Cards October 17, 2008
Posted by Vedis in : Credit Cards , add a commentDo you always hear that if we pay off our credit card balance every month and only spend what we can afford to spend , we can avoid interest expenses and finance charges? It’s like getting an interest-free loan. Isn’t that a great way to save money?
However, how many of us can actually do this? According to studies, many people with credit cards pay just the minimum amount every month, and roll over the rest to pay the following. Then next month, we roll the charge over yet again. That means we pay interest on our loan, every month. Plus,we pay interest on the interest we owe !
Isn’t there a way in which we can save money on our credit cards? Fortunately, there is. You can look for low interest credit cards offering 0% Interest or APR for up to 12 months on all purchases and balance transfers.
The length of your introductory period will be either 12 months for purchases and balance transfers or 3 months for balance transfers only, depending on the review of your application and credit history.
Remember though, the BEST way to save money is to pay off your cards monthly. But for the rest of us who carry a balance, getting a low interest credit card or a credit card with a low introductory rate is one way to save you money in interest expenses.
To Save Money During Credit Crisis & Recession, Buy Used Books & Magazines October 16, 2008
Posted by Vedis in : Money Saving Tips , 1 comment so farTo save money on books and magazines, I love buying used Amazon books and magazines.
No, I don’t buy new books or magazines anymore. I buy used books and magazines that cost much much cheaper, 50%, 60%, 70% off the new price. Money saved can be used to reduce credit card debt fast.
I wonder if people can still afford a few subscriptions of magazines during credit crisis and recession. Can you?
Save Money Using Coupons Or Coupon Codes ! October 15, 2008
Posted by Vedis in : Save Money On Gifts , add a commentI was on the phone with my sisters this afternoon, chatting about the preparation for my mother’s birthday. Besides having a feast with our beloved mum, she would also be showered with gifts from her four lovely daughters !
My sisters were still indecisive what to buy as they were also a bit tight financially. Then, it dawned on me that we could actually chip in for the gift.
Yes, what about a fine and luxurious jewelry from four of us ? Use a coupon code to buy a fine and luxurious jewelry for my mom.
Get Free, Simple Money Saving Tips Online To Save More Bucks Here & There June 14, 2008
Posted by Vedis in : Money Saving Tips , add a commentSince I started my debt reduction last year, I have learned to pick up free, simple money saving tips online. Instead of spending money buying books and children’s books that teach you how to save money, you can look for free tips and advice provided online.
There are also many bloggers who share with readers their ways and methods to save more bucks here and there to pay off credit card debt fast.
Tighten Your Belt, Save Big Money & Pay Off Credit Card Debts June 10, 2008
Posted by Vedis in : Money Saving Tips , add a commentWith the increasing gas prices, everyone is doing their best to tighten their belts and save more money. You are lucky if you are debt free. I am deeply in credit card debts. Not only do I need to tighten my belt and save money, I have to pay off tonnes of credit card debts.
Here are 10 big saving tips that you can try if you think of saving more than a few bucks here and a few bucks there.
Among the 10 big money saving tips, I love the tip of using cash. Yes — Use Cash. I am so used to using cash now that I carry cash only. My remaining 2 credit cards that haven’t been shredded yet are left in my bedroom most of the time.
Another money saving tip that I follow diligently is — Note Every Dollar I Spend. Whether it’s a candy bar or some very cheap pens, jotting down every dollar I spend helps me explore areas where I can save more.
Shop Around For Inexpensive Shutters April 7, 2008
Posted by Vedis in : Money Saving Tips , add a commentIf you are looking to add beauty into your home but you are on tight budget, why not consider vinyl shutters? Vinyl shutters are inexpensive to buy, yet they look just as good as wooden shutters if not better.
You may think that vinyl shutters are only for outdoors but in fact they can be used just as effectively indoors too. Vinyl shutters have become more popular if compared to wooden shutters.
To find the best deal for vinyl shutters and save money, always shop around.
Shop For Hotel Deals To Save Money April 1, 2008
Posted by Vedis in : Money Saving Tips , add a commentWith hundreds and thousands of hotels in all major cities of the world, it becomes a difficult task for travelers to find the best hotel deals that are in the proximity of the city area that they are, have appropriate facilities, and are also within the budget.
With the help of the Internet, searching for best hotel prices is easy. What used to take weeks or even months to investigate can now be done in a matter of hours or even minutes. You can sort the results based on consumer ratings, hotel prices, location, or stars before making any reservation.
How To Save Money On Interest Expenses? March 24, 2008
Posted by Vedis in : Credit Cards , add a commentWe have heard a lot that if we pay off our credit card balance every month and only spend what we can afford to spend , we can avoid interest expenses and finance charges. It’s like getting an interest-free loan. Isn’t that a great way to save money?
That would be a great idea. But how many of us can actually do this? Studies show that many people with credit cards pay just the minimum amount every month, and “roll over” the rest to pay the following.
Then next month, we roll the charge over yet again. That means we pay interest on our loan, every month. Plus,we pay interest on the interest we owe !
Isn’t there a way in which we can save money on our credit cards? Fortunately, there is. Look for low interest credit cards offering 0% Interest or APR for up to 12 months on all purchases and balance transfers. The length of your introductory period will be either 12 months for purchases and balance transfers or 3 months for balance transfers only, depending on the review of your application and credit history. (more…)
Find Wine Racks For Wine Lovers March 22, 2008
Posted by Vedis in : Blogging Buddies , add a commentI have begun my shopping sprees at shopping malls or online stores. To save money, I try to use coupons as often as possible. Imagine how much money I am going to spend on gifts if I don’t use coupons or coupon codes !
Hubby reminded me to find him some wine racks for his buddy. His buddy is a wine lover. Whenever we drop by at his place, he will treat us red wine. Not one bottle, but a few bottles ! You know, Chinese love to drink until drunk.
Wine racks offer both the amateur wine lover or the die-hard wine fanatic an elegant and useful storage system, therefore we would love to buy him wine racks as gifts.
