This is financial experts’ advice – save money, save more money. No matter how small the amount of money is, save it. If you can live without a tankless water heater for a few more months, then wait. Save the money that is supposed to be used to buy the heater. With record-high unemployment rates, the
How’s your Christmas budget this year? Over or below? I am lucky to be able to stay below the budget. As I can only use cash to buy Xmas gifts, I try to stretch every dollar I have by hunting for cheap bargains or buy 2 free 1 deals. By buying buy 2 free 1 digital signage
Do you always hear that if we pay off our credit card balance every month and only spend what we can afford to spend , we can avoid interest expenses and finance charges? It’s like getting an interest-free loan. Isn’t that a great way to save money? However, how many of us can actually do this?
To save money on books and magazines, I love buying used Amazon books and magazines. No, I don’t buy new books or magazines anymore. I buy used books and magazines that cost much much cheaper, 50%, 60%, 70% off the new price. Money saved can be used to reduce credit card debt fast. I wonder if
I was on the phone with my sisters this afternoon, chatting about the preparation for my mother’s birthday. Besides having a feast with our beloved mum, she would also be showered with gifts from her four lovely daughters ! My sisters were still indecisive what to buy as they were also a bit tight financially. Then,