Extra Cash In Hand For The First Time October 25, 2008
Posted by Vedis in : Debt Management Plan , add a comment
This is the first time I feel that I have extra cash in hand. Knowing that there is extra cash to be saved into my savings account makes me feel great.
I know I have done the right thing to restructure all my credit card debt under the debt management plan.
Are you suffocated by your credit card debt? Why not consider a debt management plan?
Able To Pay Overdue Credit Card Payments September 30, 2008
Posted by Vedis in : Blogging Buddies , add a commentThanks to a blogging pal that I was able to pay my overdue credit card payments today.
My PayPal money that was supposed to arrive in my debit card on the 17th or 18th is nowhere to be seen until today. It is still not in my debit card yet.
I was worried the same incident would happen, so I asked my blogging pal for a favor. I sent her my PayPal money and she was kind to bank in cash into my savings account.
Luckily, she transferred the money online. If she had had to go to the bank to bank in the money, I would have felt bad about it. I hate troubling people.
I am relieved to have made payments for some long overdue payments. If not, I would have no mood to do my search on keylogger stuffs or write my credit card debt updates.
Buy Cheap Books: The Ultimate Safe Money Guide: How Everyone 50 and Over Can Protect, Save, & Grow Their Money (Paperback) December 19, 2007
Posted by Vedis in : Buy Cheap Books Online , add a commentDebtors are always on the lookout for money saving tips or save money guide to reduce credit card debts in the hope of becoming financially debt free one day.
I actually purchased this book over three years ago but I still remember what Weiss wrote. How everyday people can save and become financially stable is what drove me and my wife to do the same.
We do everything we can to save and only buy what we really need. Most of it really changed when we had kids. We stopped “treating” ourselves and really stuck to buying what our kids needed.
To this day, I still subcribe to Martin Weiss’ online periodicals as well. He may not be 100% (although no one is) but I believe in his philosophy and it actually does take some work on my part as well.
Here are some of the money saving tips I use during me debt reduction. (more…)
12 Tips On Picking The Best Credit Card May 1, 2007
Posted by Vedis in : Credit Cards , add a commentThese are quick tips that can help you in choosing the best credit card:
- How much is the annual fee ?
- What is the interest rate and minimum payment charged ?
- How are interest charges calculated?
- When are interest charges levied on purchases and cash advances ? Do they charge from the day you buy the item, or from a certain date every month ? (In other words, if you pay the credit card amount before this date, you get an interest-free loan.)
- What fees are charged for cash advances ?
- Are there any other fees associated with this card ? If so, what are they ?
- What extra benefits do you get ? Some offer a waiver of annual fees, free insurance, or points which can be used to pay the annual fees ?
- What paperwork do they need from you?
- If you don’t have a credit history, will they accept your chequeing and savings account history ?
- If the bank or credit card company asks for a security deposit, what is the interest rate earned on this?
- Does the government insure the deposit account ?
- Can additional deposits be made to increase the credit line ?
