Money Saving Tips Help You In Saving Money For Rainy Days June 5, 2008
Posted by Vedis in : Money Saving Tips , add a comment
Are you deeply in credit card debt and would like to read some money saving tips to help you save a few bucks here and there? Check out my Top 10 Money Saving Tips and use them diligently.
Discipline and persistence are important keys to saving money and paying off credit card debt. Without them, you will find yourself in the debt hole again and again. Trust me, it had happened many times to me before I finally decided to really really pay off my credit card debts.
It’s still a long way to go, but I know I am different now. I won’t simply buy any gold chain or handbag because I can exercise self-control on my spending habits.
8 Easy Ways For Students To Save Money January 31, 2008
Posted by Vedis in : Money Saving Tips , add a commentLooking for little ways that you can save money will prove to be very important during your school years and beyond. To help you out, here are 10 easy ways for students to save money:
1. Stop Buying on Impulse. Impulse shopping can be very tempting while out and about. The problem with this is that you end up blowing money on stuff you don’t really need, and sometimes on stuff you don’t really want. Before making a purchase, make sure it is truly necessary.
2. Hide the Credit Cards. Many students give into the temptation to buy now and pay later. Unfortunately, these spending habits can come back to bite you. If you find that you can’t charge responsibly, hide the credit cards until you learn a little restraint.
3. Give Up Bad Habits. Everyone has at least one bad habit. Maybe you smoke, drink Cosmos like no tomorrow, or buy expensive coffee before class. Whatever it is, cut it out. You’ll be surprised at how much money you save.
4. Stop Keeping Up with the Joneses. Just because your roommate or your pals down the hall have a seemingly endless allowance or go to school in a limousine, it doesn’t mean you do too. Try to avoid keeping up with the Joneses and stay true to your budget.
5. Find Bargains. When shopping, look for clearance items or two-for-one bargains, buy used books instead of new, and order the special instead of something off the menu. If you can find a bargain every time you go shopping, you will save more money than you ever imagined.
6. Take Hand-Me-Downs. Whether it is a used book or previously worn clothes, there is no shame in taking hand-me-downs. If somebody offers you something and you can use it, take it gratefully. When you’re making more money, you may be able to someday do the same thing for someone else who will be just as grateful.
7. Stay Home. While it can be nice to get out of the dorm every now and then, staying at home is much cheaper. Instead of going out for the night, invite a few friends over for movies, games, gossip, or snacks.
8. Go to the Library. Did you know that most libraries offer you the chance to check out DVDs, CDs, and other forms of entertainment free of charge? Well, they do, and by taking advantage of this resource, you can eliminate the money you spend on buying CDs and renting movies.
Help! My Credit Card Application Is Disapproved ! December 6, 2007
Posted by Vedis in : Credit Cards , add a commentYou received an envelope in the mail with a great offer for a low interest credit card.
You read all the details, even the boring small print and decided that this card fit your needs to a tee. You filled out the required forms and anticipated the day that the card would arrive – you even got to pick which background you got.
However, what came in the mail was not an acceptance and a brand new card but a denial. What is your first reaction? Perhaps anger. Perhaps sadness. Perhaps fear. Yet none of these will help you get a card! (more…)
