Hubby and I have learned a very very expensive lesson from spending future money without control. Serve us right. If you can’t control your spending habit, you had better cut off your credit cards. If not, you’ll be like us, burdened by tonnes of credit card debt. The credit card debt is enough for us to
How’s your Christmas budget this year? Over or below? I am lucky to be able to stay below the budget. As I can only use cash to buy Xmas gifts, I try to stretch every dollar I have by hunting for cheap bargains or buy 2 free 1 deals. By buying buy 2 free 1 digital signage
I have no credit card with me any more. The last one that I used for emergency was also terminated a few days ago. It’s good that I just have to concentrate on paying off credit card debt. No more new debt from now on. This also means that I must use cash on everything, even
Like choosing the best fat burner, there are also tips on how to choose the best credit card. In fact, 12 tips. I no longer need to read tips for picking the best credit card. The reason is simple. My goal is to be debt free in 3 to 5 years. No more using credit cards. Use
With the increasing gas prices, everyone is doing their best to tighten their belts and save more money. You are lucky if you are debt free. I am deeply in credit card debts. Not only do I need to tighten my belt and save money, I have to pay off tonnes of credit card debts. Here